10974 S 85 E, Sandy, UT 84070 Property Records

Salt Lake County property record for 10974 S 85 E, Sandy, UT 84070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 2013
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$476,300 (Jul 2020)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-18-354-088`

Property Details

APN / Parcel Number

Primary APN	`28-18-354-088`
Alternative APN	`28-18-354-088-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	5,364 sqft
1st Floor Area	1,686 sqft
Upper Floors Area	890 sqft
Basement Area	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2017
Architectural Style	Modern
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	912 sqft
Driveway	Concrete Driveway
Porch	Covered Porch
Porch Area	166 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	10974 S 85 E
City	SANDY
State	UT
Zip	84070-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1110
Legal Description	LOT 1, VP CLEAR CREEK SUB. 10229-5015 10376-8691 10390-8370 10417-7265 10560-6760
Legal Range	1E
Legal Township	3S
Legal Section	18
Legal Subdivision	VP CLEAR CREEK SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	3
Census Block	3002
Census Tract	112822

Owner

10974 S 85 E is owned and occupied by two individuals who bought it in July 2020.

Source: Salt Lake County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10974 S 85 E, SANDY, UT 84070-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	202013337000
Deed Book / Page	10984 / 4169
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	0012252389
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	10974 S 85 E, SANDY, UT 84070-5234
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013679282
Date	Jun 1, 2021
Book Page	11183/7936
Instrument	13679282

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Jul 22, 2020
Property Address	10974 S 85 E, SANDY, UT 84070-5234
Document Number	0013337000
Book / Page	10984 / 4169
Instrument Date	Jul 10, 2020
Instrument	13337000
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10974 S 85 E, SANDY, UT 84070-5234

Mortgage

Document Number	0013337001
Date	Jul 22, 2020
Instrument	13337001

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	May 24, 2017
Property Address	10974 S 85 E, SANDY, UT 84070-5234
Document Number	0012541759
Book / Page	10560 / 6760
Instrument Date	May 22, 2017
Instrument	12541759
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	INWEST TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10974 S 85 E, SANDY, UT 84070-5234

Mortgage

Document Number	0012541939
Date	May 24, 2017
Instrument	12541939

Lender

Name	PRIMARY CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10974 S 85 E was $4,711, down 3.8% from the year before.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,711.00 (-3.78%)	$903,800 Land $332,200 Building $571,600	$903,800 Land $332,200 Building $571,600
2024	$4,896.00 (+4.13%)
2023	$4,702.00 (-4.29%) Homeowner's exemption	$487,410 Land $169,125 Building $318,285	$886,200 Land $307,500 Building $578,700
2022	$4,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10974 S 85 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10974 S 85 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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