10973 Cascade Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 10973 Cascade Dr, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,340 sqft · built 1977
Lot Size0.212 acres (9,240 sqft)
OwnerIndividual Name on Record
Last Sale$141,000 (Aug 2020)
Tax Bill$2,596 (2024)
Deeds & MortgagesMar 2024 Line of Credit
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-12-126-002

Property Details

APN / Parcel Number

Primary APN15-12-126-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area884 sqft
Basement Area1,340 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions110 ft deep x 84 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address10973 CASCADE DR
CityDUBUQUE
StateIA
Zip52003-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 2-1-51 KERRIGAN ROAD HEIGHTS;
Legal SubdivisionKERRIGAN ROAD HEIGHTS
Legal Lot Number1-51 1
JurisdictionDUBUQUE IA
Township / Civil DivisionTABLE MOUND
Census Block Group1
Census Block1018
Census Tract10101

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10973 CASCADE DR, DUBUQUE, IA 52003-7011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed of Trust, Mortgage · Line of Credit
COLLINS LOAN SERVICES CUSO LLC
Jan 21, 2022Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Aug 10, 2020Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CU
Nov 27, 2019Deed of Trust, Mortgage
COLLINS LOAN SVCS CUSO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2020 · Amount on Record
Deed SaleAug 10, 2020 · Amount on Record
Prior SaleNov 24, 2014 · Amount on Record
Deed Document Number2020-00011710
Record UpdatedJun 7, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address10973 CASCADE DR, DUBUQUE, IA 52003-7011
Transaction TypeMortgage
Record UpdatedApr 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number0000001970
DateMar 12, 2024
Instrument202400001970
Lender
NameCOLLINS LOAN SERVICES CUSO LLC
Address115 E 2ND ST, MUSCATINE, IA 52761
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address10973 CASCADE DR, DUBUQUE, IA 52003-7011
Transaction TypeMortgage
Record UpdatedFeb 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001180
DateJan 21, 2022
Instrument2022-00001180
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateAug 10, 2020
Property Address10973 CASCADE DR, DUBUQUE, IA 52003-7011
Document Number0000011710
Instrument DateJul 31, 2020
Instrument2020-00011710
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10973 CASCADE DR, DUBUQUE, IA 52003-7011

Mortgage

Document Number0000011711
DateAug 10, 2020
Instrument2020-00011711
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address10973 CASCADE DR, DUBUQUE, IA 52003-7011
Document Number0000001119
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number0000001119
DateJan 27, 2020
Instrument1119
Lender
NameCOLLINS LOAN SVCS CUSO LLC
Address115 E 2ND ST, MUSCATINE, IA 52761-4004
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$239,800 (+3.32%) Land $44,400 Building $195,400$239,800 (+3.32%) Land $44,400 Building $195,400
2024$2,596.00 (+7.63%)
2023$232,100 (+29.43%) Land $44,400 Building $187,700$232,100 (+29.43%) Land $44,400 Building $187,700
2022$2,412.00 Homeowner's exemption$179,320 Land $44,440 Building $134,880
2021$179,320 Land $44,440 Building $134,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, T-Mobile, Verizon.

Nearby Properties on Cascade Dr

Nearby Streets

Search Property Records by Address or Parcel Number