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10972 W Clover Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 10972 W Clover Rd, Tracy, CA 95376 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,343 sqft · built 1964
Lot Size0.97 acres (42,253 sqft)
Owner2 Company Names on File
Last Sale$767,500 (Jun 2024)
Tax Bill$937 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2024 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN214-180-290-000

Property Details

APN / Parcel Number

Primary APN214-180-290-000
Alternative APN
  • 214-180-29

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,343 sqft Living Area
1st Floor Area1,343 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCustom Design
Construction TypeWood
Lot Area42,253 sqft (0.97 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number214-180-29
Street Address10972 W CLOVER RD
CityTRACY
StateCA
Zip95376-1705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 891012 FR ORIG APN 211470323
Legal SubdivisionCREASY TR
Legal Block2
Legal Lot Number14
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2002
Census Tract5312

Owner

Source: San Joaquin County records · APN 214-180-290-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5688 MCKELLAR DR, SAN JOSE, CA 95129-4123
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Jan 12, 2024Grant Deed, Transfer
RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC
Mar 07, 2022Affidavit of Death of Joint Tenant, Transfer
Mar 07, 2022Intrafamily Transfer, Transfer
Mar 07, 2022Affidavit of Death of Joint Tenant, Transfer
Feb 16, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Document Number202453951
Prior Transfer DateDec 20, 2023
Prior Transfer Doc0000108263
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address10972 W CLOVER RD, TRACY, CA 95376-1705
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5688 MCKELLAR DR, SAN JOSE, CA 95129-4123

Mortgage

Document Number0000105771
DateNov 24, 2025
Instrument2025-105771
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 12, 2024
Property Address10972 W CLOVER RD, TRACY, CA 95376-1705
Document Number0000003464
Map ReferenceVOL 8 PG 1
Instrument DateJan 11, 2024
Instrument2024-003464
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17813 ALMOND ORCHARD WAY, LATHROP, CA 95330-9376

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN JOAQUIN CA
Recording DateMar 07, 2022
Property Address10972 W CLOVER RD, TRACY, CA 95376-1705
Document Number0000030051
Map ReferenceVOL 8 PG 1
Instrument DateMar 04, 2022
Instrument2022-030051
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1255 LUCAS RD, LODI, CA 95242-9251

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateMar 07, 2022
Property Address10972 W CLOVER RD, TRACY, CA 95376-1705
Document Number0000030053
Map ReferenceVOL 8 PG 1
Instrument DateMar 04, 2022
Instrument2022-030053
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1255 LUCAS RD, LODI, CA 95242-9251

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN JOAQUIN CA
Recording DateMar 07, 2022
Property Address10972 W CLOVER RD, TRACY, CA 95376-1705
Document Number0000030052
Map ReferenceVOL 7 PG 1
Instrument DateMar 04, 2022
Instrument2022-030052
Transaction TypeTransfer
Record UpdatedMar 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1255 LUCAS RD, LODI, CA 95242-9251

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 16, 2022
Property Address10972 W CLOVER RD, TRACY, CA 95376-1705
Document Number0000021167
Map ReferenceVOL 8 PG 1
Instrument DateFeb 13, 2022
Instrument2022-021167
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1794 VIA RANCHO, SAN LORENZO, CA 94580-2038

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$937.00 (+9.21%)$73,282 (+4.04%) Land $14,704 Building $58,578
2023$858.00 (+1.9%)$70,438 Land $14,134 Building $56,304$530,910
2022$842.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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