10972 Village Loop, Redmond, OR 97756 Property Records

Deschutes County property record for 10972 Village Loop, Redmond, OR 97756

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,419 sqft · built 2004
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Oct 2018)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151216 BD 09900`

Property Details

APN / Parcel Number

Primary APN	`151216 BD 09900`
Alternative APN	`243171`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Townhouse
Lot Area	3,049 sqft (0.069 acres)
Storage Building	Storage Building

Location & Zoning

Account Number	243171
Street Address	10972 VILLAGE LOOP
City	REDMOND
State	OR
Zip	97756-7434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT:93 SUBD:RIDGE AT EAGLE CREST 55 SEC/TWN/RNG/MER:SEC 16 TWN 15 RNG 12 MAP REF:151216-BD
Legal Range	12E
Legal Township	15S
Legal Section	16
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	RIDGE AT EAGLE CREST 55
Legal Lot Number	93
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	1
Census Block	1057
Census Tract	603

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10972 VILLAGE LOOP, REDMOND, OR 97756-7434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MID OREGON FCU
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Oct 22, 2010 · Amount on Record
Deed Document Number	0201843306
Deed Book / Page	2018 / 43306
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	10972 VILLAGE LOOP, REDMOND, OR 97756-7434
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016650
Date	Jul 10, 2023
Instrument	2023-16650

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	10972 VILLAGE LOOP, REDMOND, OR 97756-7434
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016293
Date	Apr 13, 2020
Instrument	2020-16293

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	10972 VILLAGE LOOP, REDMOND, OR 97756-7434
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038432
Date	Oct 8, 2019
Instrument	2019-38432

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 26, 2018
Property Address	10972 VILLAGE LOOP, REDMOND, OR 97756-7434
Document Number	0000043306
Map Reference	CAB G PG260
Instrument Date	Oct 1, 2018
Instrument	2018-43306
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10972 VILLAGE LOOP, REDMOND, OR 97756-7434

Mortgage

Document Number	0000043314
Date	Oct 26, 2018
Instrument	2018-43314

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	39 Months
Due	Jan 11, 2022

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 (+4.63%)	$205,680 (+3%)	$461,240 (-5.34%) Land $134,000 Building $327,240
2024	$3,324.00 (+4.89%)	$199,690 (+3%)	$487,240 (-2.24%) Land $124,000 Building $363,240
2023	$3,169.00	$193,880	$498,380 Land $133,000 Building $365,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATER UTILITIES - CLINE BUTTE INC private · serves 2,526 people · EPA ID OR4101478
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Webformix.

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