10972 S 400 E, Claypool, IN 46510 Property Records

Kosciusko County property record for 10972 S 400 E, Claypool, IN 46510 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 1998
Square Footage	3,196 sqft Living Area
Lot Size	289,238 sqft (6.64 acres)
Occupancy	Owner Occupied
Last Sale	$199,500 (2025)
Tax Bill	$5,407.00 (2025)

Owner

Source: Kosciusko County records · APN 019-726001-61

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10972 S 400 E, CLAYPOOL, IN 46510-9269
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2025 · Amount on Record
Deed Sale	May 07, 2025 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Doc Number	202550229
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 15, 2020
Property Address	10972 S 400 E, CLAYPOOL, IN 46510-9269
Document Number	2020090678
Instrument Date	Sep 10, 2020
Instrument	2020090678
Transaction Type	Transfer
Record Updated	Jun 09, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	10972 S 400 E, CLAYPOOL, IN 46510-9269

Mortgage

Document Number	2020090679
Date	Sep 15, 2020
Instrument	2020090679

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Kosciusko County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Jackson Township
Unified School District	Whitko Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,407.00 (+6.48%) Homeowner's exemption	$599,600 (+13.24%) Land $74,800 Building $524,800	$599,600 (+13.24%) Land $74,800 Building $524,800
2024	$5,078.00 (-1.01%) Homeowner's exemption	$529,500 (+1.94%) Land $57,400 Building $472,100	$529,500 (+1.94%) Land $57,400 Building $472,100
2023	$5,130.00 (-0.74%)	$519,400 (-3.48%) Land $57,400 Building $462,000	$519,400 (-3.48%) Land $57,400 Building $462,000
2022	$5,168.00	$538,100 Land $57,400 Building $480,700	$538,100 Land $57,400 Building $480,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kosciusko County (18085C), updated September 29, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 41% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`019-726001-61`
Alternative APNs	`43-19-04-300-235.000-009` `00000038547` `1972600161`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	13 Rooms
Building Area	3,196 sqft Living Area
1st Floor	1,476 sqft 1st Floor
Attic Area	3,440 sqft Attic
Attic	1 Attic
Basement Area	1,476 sqft Basement
Finished Basement	1,476 sqft Finished
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood Construction
Roof Material	Asphalt Roof
Lot Area	289,238 sqft (6.64 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,720 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00000038547
Street Address	10972 S 400 E
City	CLAYPOOL
State	IN
Zip	46510-9269
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	19-63-2.E TR SW SW 4-30-7 6.64A PER DEED
Legal Range	7
Legal Township	30
Legal Section	4
Jurisdiction	KOSCIUSKO IN
Minor Civil Division	JACKSON
Census Blockgroup	3
Census Block	3021
Census Tract	962600