McDonald County property record for 10971 Rte Cc Stella Mo 64867, Stella, MO 64867
| Property Type | Single Family Home |
|---|---|
| Details | 2,149 sqft |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Mar 2017 Construction Loan Jul 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-3.0-07-000-000-007.001 |
| Primary APN | 02-3.0-07-000-000-007.001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,149 sqft Adjusted Area |
| 1st Floor Area | 936 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10971 ROUTE CC STELLA MO 64867 |
|---|---|
| City | STELLA |
| State | MO |
| Zip | 64867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT THE SE COR LOT 2 TH N 89 DEGREES W 994.21' TO SWRLY ROW RTECC TH WITH CURVE 760.95' ETC ALSO COMM AT SW COR ETC |
| Legal Range | 30W |
| Legal Township | 23N |
| Legal Section | 07 |
| Legal Lot Number | 2 |
| Jurisdiction | MCDONALD MO |
| Township / Civil Division | ELK HORN |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 70102 |
Source: McDonald County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 177, STELLA, MO 64867-0177 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK |
| Jul 8, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Property Address | 10971 ROUTE CC STELLA MO 64867, STELLA, MO 64867 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 02017/0719 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 2017/0719 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, AR 72503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 20, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDONALD MO |
| Property Address | 10971 ROUTE CC STELLA MO 64867, STELLA, MO 64867 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02020/1739 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 2020/1739 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 908 Months |
| Due | Mar 24, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.81% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: McDonald County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | McDonald County |
| Unified School District | East Newton County R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,510 (-) | $102,710 (-) Land $11,600 Building $91,110 | |
| 2025 | $793.00 (+8.63%) | $19,510 (+8.21%) | $102,710 (+8.26%) Land $11,600 Building $91,110 |
| 2023 | $730.00 | $18,030 | $94,870 Land $11,050 Building $83,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MC DONALD COUNTY PWSD 2 serves 1,500 people · EPA ID MO5021113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Total HighSpeed Internet Solutions Fixed Wireless | 30 / 10 |
| Le-Ru Telephone Company DSL | 10 / 1 |
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