Pasco County property record for 10971 Echo Loop, New Port Richey, FL 34654
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,667 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Jun 1994) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-25-17-0510-00000-0500 |
| Primary APN | 08-25-17-0510-00000-0500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| Gross Area | 2,517 sqft |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10971 ECHO LOOP |
|---|---|
| City | NEW PORT RICHEY |
| State | FL |
| Zip | 34654-1524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | BEAR CREEK ESTATES UNIT ONE UNRECORDED PLAT TRACT 50 LYING IN SECTIONS 7&8 DESC AS COM SW COR SEC 8 TH S89DG 28 57E 1000.00 FT TH NORTH 3236.90 FT TH WEST 1198.95 FT FOR POB TH N66DG 09 43E 453.33 FT TH S51DG 54 38E 193.01 FT TH S38DG 05 22W 25.00 FT |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | BEAR CREEK ESTATES |
| Legal Tract | 50 |
| Legal Lot Number | 5 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 31301 |
Source: Pasco County records · APN 08-25-17-0510-00000-0500
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10971 ECHO LOOP, NEW PORT RICHEY, FL 34654-1524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Sep 27, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 1994 · Amount on Record |
| Deed Sale | Jun 02, 1994 · Amount on Record |
| Deed Book / Page | 3300 / 1874 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10971 ECHO LOOP, NEW PORT RICHEY, FL 34654-1524 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10971 ECHO LOOP, NEW PORT RICHEY, FL 34654-1524 |
| Document Number | 0113701300 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 11370/1300 |
| Instrument | 2026035089 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 27, 2018 |
| Property Address | 10971 ECHO LOOP, NEW PORT RICHEY, FL 34654-1524 |
| Document Number | 0097941968 |
| Book / Page | 009794 / 001968 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 164496 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2018 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10971 ECHO LOOP NEW PORT RICHEY FL 346541524, NEW PORT RICHEY, FL 34654-1524 |
| Document Number | 97941970 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 009794/001970 |
| Instrument | 164497 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2048 |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,880 (+2.9%) | $227,012 (-1.58%) Land $26,765 Building $200,247 | |
| 2025 | $2,081.00 (+7.32%) Homeowner's exemption | $152,460 (+5.98%) Land $26,765 Building $125,695 | $230,645 (-2.8%) Land $26,765 Building $203,880 |
| 2023 | $1,939.00 (+11.95%) Additional exemption filed | $143,860 (+3%) Land $22,585 Building $121,275 | $237,293 (+19.4%) Land $22,585 Building $214,708 |
| 2022 | $1,732.00 Homeowner's exemption | $139,670 Land $19,355 Building $120,315 | $198,739 Land $19,355 Building $179,384 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010313012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 8 (1991–2017) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Nov 2017 |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 114 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system FL6511423, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMMERTREE private · serves 2,850 people |
|---|---|
| Water Source | Purchased surface water from PCUD-PASCO COUNTY REGIONAL PWS |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures