10970 Rd 14J, Ottawa, OH 45875 Property Records

Putnam County property record for 10970 Rd 14J, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (May 2012)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-022130.0200`

Property Details

APN / Parcel Number

Primary APN	`08-022130.0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Basement Area	1,572 sqft
Unfinished Basement	1,572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	10970 ROAD 14J
City	OTTAWA
State	OH
Zip	45875-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 23 SECOR SW SE
Legal Range	6E
Legal Township	1N
Legal Section	23
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4119
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10970 ROAD 14J, OTTAWA, OH 45875-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO
Jul 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2012 · Amount on Record
Deed Sale	May 16, 2012 · Amount on Record
Deed Document Number	20122923
Deed Book / Page	637 / 2213
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10970 ROAD 14J, OTTAWA, OH 45875-9470
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00758/2070
Date	Aug 15, 2023
Book Page	758/2070
Instrument	202300002940

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	10970 ROAD 14J, OTTAWA, OH 45875-9470
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00748/1907
Date	Jul 28, 2022
Book Page	748/1907
Instrument	202200003346

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 10, 2032

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00 (+2.32%) Homeowner's exemption	$108,890 (-) Land $7,740 Building $101,150	$311,110 (-) Land $22,110 Building $289,000
2024	$3,628.00 (+20.13%) Homeowner's exemption	$108,890 (+40.72%) Land $7,740 Building $101,150
2023	$3,020.00 (+1.79%) Homeowner's exemption Additional exemption filed	$77,380 (-) Land $5,870 Building $71,510	$311,110 (+40.72%) Land $22,110 Building $289,000
2022	$2,967.00 Homeowner's exemption	$77,380 Land $5,870 Building $71,510
2020			$221,080 Land $16,770 Building $204,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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