10970 Mitchells Mill Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10970 Mitchells Mill Rd, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,348 sqft · built 1940
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on Record
Last Sale$53,000 (Jan 1991)
Tax Bill$3,748 (2025)
Deeds & MortgagesMar 2020 Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-101000

Property Details

APN / Parcel Number

Primary APN06-101000
Alternative APN
  • 004689-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,348 sqft Living Area
1st Floor Area1,650 sqft
Upper Floors Area494 sqft
AtticAttic
Attic Area408 sqft
Basement Area744 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area31,363 sqft (0.72 acres)
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area192 sqft
Patio Area192 sqft
Shed1 Shed
Pole Barn400 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number004689-0
Street Address10970 MITCHELLS MILL RD
CityCHARDON
StateOH
Zip44024-8617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 16 TR 2
Legal Tract2
Legal Lot Number16
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group2
Census Block2008
Census Tract312202

Owner

Source: Geauga County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10970 MITCHELLS MILL RD, CHARDON, OH 44024-8617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Apr 16, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 1991 · Amount on Record
Deed SaleJan 28, 1991 · Amount on Record
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10970 MITCHELLS MILL RD, CHARDON, OH 44024-8617
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020892131
DateMar 24, 2020
Book Page2089/2131
Instrument202000961572
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10970 MITCHELLS MILL RD, CHARDON, OH 44024-8617
Document Number0000948977
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10970 MITCHELLS MILL RD CHARDON OH 440248617, CHARDON, OH 44024-8617

Mortgage

Document Number0000948977
DateMay 13, 2019
Instrument948977
Lender
NameFIFTH THIRD BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionChardon Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,748.00 (-0.16%)$77,980 (-) Land $7,700 Building $70,280
2024$3,754.00 (+7.26%) Homeowner's exemption$77,980 (-) Land $7,700 Building $70,280
2023$3,500.00 (+92.73%) Homeowner's exemption$77,980 (+27.67%) Land $7,700 Building $70,280$222,800 (+27.68%) Land $22,000 Building $200,800
2022$1,816.00 Homeowner's exemption$61,080 Land $6,480 Building $54,600
2020$174,500 Land $18,500 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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