10970 114th Trl, Live Oak, FL 32060 Property Records

Suwannee County property record for 10970 114th Trl, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,923 sqft · built 1978
Lot Size	1.15 acres (50,094 sqft)
Owner	Company Name on File
Last Sale	$72,000 (Jul 2020)
Tax Bill	$2,067 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03S-13E-08591-011000`

Property Details

APN / Parcel Number

Primary APN	`12-03S-13E-08591-011000`
Alternative APN	`08591011000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Patio Area	128 sqft
Greenhouse	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10970 114TH TRL
City	LIVE OAK
State	FL
Zip	32060-6976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.15 ACRES FOR PT OF REF COMM AT THE SW COR OF E1/2 OF SW1/4 OF NW1/4 RUN S 89 DEG 53'47 E ALONG THE S LINE OF SAID NW1/4 A DISTANCE OF 994.01 FT TO THE POB CONT S 89 DEG 53'47 E ALONG SAID S LINE A DISTANCE OF 165.70 FT RUN N 00 DEG 02'39 E A DI
Legal Range	13E
Legal Township	03S
Legal Section	12
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	5
Census Block	5019
Census Tract	970100

Owner

10970 114th Trl is owned by a company that bought it in July 2020.

Source: Suwannee County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	634 HELVENSTON ST SE, LIVE OAK, FL 32064-3355
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Jan 7, 2014 · Amount on File
Deed Document Number	2020227910
Deed Book / Page	2198 / 388
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jul 15, 2020
Property Address	10970 114TH TRL, LIVE OAK, FL 32060-6976
Document Number	0000227910
Book / Page	2198 / 388
Instrument Date	Jul 2, 2020
Instrument	2020227910
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10970 114TH TRL, 10970, LIVE OAK, FL 32060-6976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 HELVENSTON ST SE, LIVE OAK, FL 32064-3355

Mortgage

Document Number	0000000390
Date	Jul 15, 2020
Instrument	2198/390

Lender

Name	LAFAYETTE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,889 Land $11,500 Building $128,389	$139,889 Land $11,500 Building $128,389
2024	$2,067.00 (+4.98%)
2023	$1,969.00 (+14.34%)	$126,319 (+31.4%) Land $11,500 Building $114,819	$126,319 (+31.4%) Land $11,500 Building $114,819
2022	$1,722.00	$96,133	$96,133 Land $11,500 Building $84,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10970 114th Trl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1991–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10970 114th Trl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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