1097 Walker Cove Rd, Sparta, TN 38583 Property Records

White County property record for 1097 Walker Cove Rd, Sparta, TN 38583

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 750 sqft · built 1966
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$368 (2021)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093041 03900`

Property Details

APN / Parcel Number

Primary APN	`093041 03900`
Alternative APN	`041 03900`

Exterior

Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1097 WALKER COVE RD
City	SPARTA
State	TN
Zip	38583-5901
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CD
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3024
Census Tract	935300

Owner

Source: White County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 MAYBERRY ST, SPARTA, TN 38583-1805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage FIRSTBANK
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Aug 13, 2018	Deed of Trust, Mortgage FIRST VOLUNTEER BK
Nov 21, 2017	Loan Modification, Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2008
Deed Sale	Sep 23, 2008
Prior Sale	Jan 4, 2008 · Amount on Record
Deed Book / Page	255 / 590
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1097 WALKER COVE RD, SPARTA, TN 38583-5901
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB590/418
Date	Dec 29, 2025
Book Page	RB590/418
Instrument	25005090

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1097 WALKER COVE RD, SPARTA, TN 38583-5901
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6368 HIGHWAY 431 N, SPRINGFIELD, TN 37172-8190
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB590/427
Date	Dec 29, 2025
Book Page	RB590/427
Instrument	25005091

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	1097 WALKER COVE RD, SPARTA, TN 38583-5901
Document Number	0000002790
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 S THURSTON DR RUSSELLVILLE KY 422766704, RUSSELLVILLE, KY 42276-6704

Mortgage

Document Number	0000002790
Date	Aug 20, 2018
Book Page	000420/000531
Instrument	2790

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 19, 2021

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	1097 WALKER COVE RD, SPARTA, TN 38583-5901
Document Number	0000004192
Book / Page	000407 / 000880
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 S THURSTON DR RUSSELLVILLE KY 422766704, RUSSELLVILLE, KY 42276-6704

Mortgage

Document Number	0000004192
Date	Dec 15, 2017
Book Page	000407/000880
Instrument	4192

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Dec 14, 2019

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (+45.45%) Land $18,000	$72,000 (+45.45%) Land $72,000
2023		$12,375 Land $12,375
2021	$368.00
2020			$49,500 Land $49,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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