1097 Via Alegre Dr, Ramona, CA 92065 Property Records

San Diego County property record for 1097 Via Alegre Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1987
Lot Size1.01 acres (43,996 sqft)
OwnerCompany Name on Record
Last Sale$429,000 (Oct 2015)
Tax Bill$4,196 (2025)
Deeds & MortgagesJun 2021 Transfer
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN284-300-49-00

Property Details

APN / Parcel Number

Primary APN284-300-49-00
Alternative APN
  • 2843004600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,568 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area43,996 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2843004600
Street Address1097 VIA ALEGRE DR
CityRAMONA
StateCA
Zip92065-2964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 7 DOC89-179732 IN LOT 6&(EX DOC89-179733) TR 010510
Legal SubdivisionRAMONA #4156
Legal Tract010510
Legal Block1
Legal Lot Number7,6
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1000
Census Tract20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1097 VIA ALEGRE DR, RAMONA, CA 92065-2964
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Intrafamily Transfer, Transfer
Dec 11, 2017Deed of Trust, Mortgage · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
May 18, 2020Deed of Trust, Mortgage · VA Mortgage
INTERCONTINENTAL CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2015 · Amount on Record
Deed SaleOct 13, 2015 · Amount on Record
Prior SaleSep 6, 2013 · Amount on Record
Deed Document Number2015536519
Prior Transfer DateNov 15, 1996
Prior Transfer Doc0000598315
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2021
Property Address1097 VIA ALEGRE DR, RAMONA, CA 92065-2964
Document Number0000431744
Map ReferenceMAP 10510
Instrument DateMar 20, 2021
Instrument2021-0431744
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1097 VIA ALEGRE DR, RAMONA, CA 92065-2964

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1097 VIA ALEGRE DR, RAMONA, CA 92065-2964
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000574180
DateDec 11, 2017
Instrument2017-0574180
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1097 VIA ALEGRE DR, RAMONA, CA 92065-2964
Document Number0000358071
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 VIA ALEGRE DR RAMONA CA 920652964, RAMONA, CA 92065-2964

Mortgage

Document Number0000358071
DateJul 8, 2020
Instrument358071
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 7, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$558,244 (+2%) Land $109,725 Building $448,519
2025$4,196.00 (-23.81%)$547,299 (+4.04%) Land $107,574 Building $439,725
2023$5,507.00 (-2.53%) Homeowner's exemption$526,048 Land $103,398 Building $422,650
2022$5,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 67% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: T-Mobile, Verizon.

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