1097 Sumner Ave, #1099, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 1097 Sumner Ave, #1099, Springfield, MA 01118

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,536 sqft · built 1924
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$4,263 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11280 P:0321`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11280 P:0321`
Alternative APN	`112800321`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	112800321
Street Address	1097 SUMNER AVE, 1099
City	SPRINGFIELD
State	MA
Zip	01118-2153
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6018
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1097 SUMNER AVE, 1099, SPRINGFIELD, MA 01118-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PREMIER SOURCE CREDIT UNION
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage PREMIER SOURCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1097-1099 SUMNER AVE, SPRINGFIELD, MA 01118
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024546-505
Date	May 13, 2022
Book Page	24546/505
Instrument	29411

Lender

Name	PREMIER SOURCE CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1097-1099 SUMNER AVE, SPRINGFIELD, MA 01118
Document Number	22582-578
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097-1099 SUMNER AVE SPRINGFIELD MA 011182153, SPRINGFIELD, MA 01118-2153

Mortgage

Document Number	22582-578
Date	Mar 12, 2019
Book Page	022582/000578
Instrument	12166

Lender

Name	PREMIER SOURCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 11, 2029

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,263.00 (+12.72%)	$271,900 (+22.59%) Land $36,800 Building $235,100
2023	$3,782.00	$221,800 Land $35,100 Building $186,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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