1097 Springcrest Dr, Waterville, OH 43566 Property Records

Lucas County property record for 1097 Springcrest Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 1998
Lot Size	0.361 acres (15,750 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Aug 2020)
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-60881`

Property Details

APN / Parcel Number

Primary APN	`96-60881`
Alternative APN	`46073061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
1st Floor Area	1,412 sqft
2nd Floor Area	1,322 sqft
Attic	Attic
Attic Area	470 sqft
Basement Area	1,374 sqft

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	15,750 sqft (0.361 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	198 sqft
Deck Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1097 SPRINGCREST DR
City	WATERVILLE
State	OH
Zip	43566-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R1
Legal Description	MILL CREEK FARMS PLAT TWO LOT 55
Legal Subdivision	MILL CREEK
Legal Lot Number	55
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2012
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1097 SPRINGCREST DR, WATERVILLE, OH 43566-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit SUN FCU
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit SUN FCU
Aug 17, 2020	Survivorship Deed, Transfer · Conventional Mortgage SUN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Aug 19, 2016 · Amount on Record
Deed Document Number	202008170033970
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1097 SPRINGCREST DR, WATERVILLE, OH 43566-1608
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026975
Date	Aug 21, 2023
Instrument	202308210026975

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1097 SPRINGCREST DR, WATERVILLE, OH 43566-1608
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032000
Date	Jun 24, 2021
Instrument	202106240032000

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 17, 2020
Property Address	1097 SPRINGCREST DR, WATERVILLE, OH 43566-1608
Document Number	0000033970
Map Reference	VOL 140 PG 16
Instrument Date	Aug 10, 2020
Instrument	202008170033970
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1097 SPRINGCREST DR, WATERVILLE, OH 43566-1608

Mortgage

Document Number	0000033971
Date	Aug 17, 2020
Instrument	202008170033971

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,307.00 (+4.72%)	$124,285 (-) Land $20,790 Building $103,495
2024	$6,023.00 (+7.38%)	$124,285 (+20.91%) Land $20,790 Building $103,495	$355,100 (+20.91%) Land $59,400 Building $295,700
2023	$5,609.00 (-0.95%)	$102,795 (-) Land $17,535 Building $85,260
2022	$5,663.00 Homeowner's exemption	$102,795 Land $17,535 Building $85,260
2021			$293,700 Land $50,100 Building $243,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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