1097 Silver Elm Ct, Merced, CA 95340 Property Records

Merced County property record for 1097 Silver Elm Ct, Merced, CA 95340

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,293 sqft · built 1988
Lot Size0.089 acres (3,870 sqft)
OwnerIndividual Name on Record
Last Sale$149,000 (Aug 2014)
Tax Bill$2,025 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-071-085-000

Property Details

APN / Parcel Number

Primary APN007-071-085-000
Alternative APN
  • 007-071-085

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,293 sqft Living Area
Gross Area1,015 sqft
1st Floor Area775 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area3,870 sqft (0.089 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number007-071-085
Street Address1097 SILVER ELM CT
CityMERCED
StateCA
Zip95340-2360
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRPD
Legal DescriptionPARCEL 3 PM 64-3 SEC 17/7/14
Legal Range14E
Legal Township7S
Legal Section17
Legal SubdivisionCAMCO DEV
Legal Lot Number3
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1003
Census Tract1200

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1097 SILVER ELM CT, MERCED, CA 95340-2360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2014 · Amount on Record
Deed SaleAug 21, 2014 · Amount on Record
Prior SaleApr 1, 2014 · Amount on Record
Deed Document Number201426003
Last Transfer DateAug 13, 2020
Transfer Doc0000028719
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateAug 20, 2020
Property Address1097 SILVER ELM CT, MERCED, CA 95340-2360
Document Number0000028719
Map ReferenceMB 64 PG 3&4
Instrument DateAug 13, 2020
Instrument2020028719
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyTITLE CONNECT INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1097 SILVER ELM CT, MERCED, CA 95340-2360

Mortgage

Document Number0000028720
DateAug 20, 2020
Instrument2020028720
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$182,646 (+2%) Land $49,031 Building $133,615
2025$2,025.00 (+7.14%)$179,066 (+4.04%) Land $48,070 Building $130,996
2023$1,890.00 (+1.39%)$172,114 Land $46,204 Building $125,910
2022$1,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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