El Dorado County property record for 1097 Sevier Rd, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,300 sqft · built 1992 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer Oct 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-280-061-000 |
| Primary APN | 071-280-061-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 130,680 sqft |
| Terrain | Rolling |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,300 sqft |
| Water Source | Commercial |
|---|
| Street Address | 1097 SEVIER RD |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | PM 44/42/1 |
| Legal Subdivision | AS SHOWN ON PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30601 |
1097 Sevier Rd is owned and occupied by two individuals who acquired it in September 2026.
Source: El Dorado County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 751, COOL, CA 95614-0751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 15, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 13, 2017 | Loan Modification, Mortgage · Conventional with PMI BCAT 2015-13ATT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2026 |
| Transfer Doc | 0000033200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 15, 2026 |
| Property Address | 1097 SEVIER RD, COOL, CA 95614-9443 |
| Document Number | 0000033200 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 202633200 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1097 SEVIER RD, COOL, CA 95614-9443 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Oct 15, 2026 |
| Property Address | 1097 SEVIER RD, COOL, CA 95614-9443 |
| Document Number | 0000033201 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 202633201 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1097 SEVIER RD, COOL, CA 95614-9443 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1097 SEVIER RD, COOL, CA 95614-9443 |
| Document Number | 0000031101 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1097 SEVIER RD COOL CA 956149443, COOL, CA 95614-9443 |
| Document Number | 0000031101 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 31101 |
| Name | BCAT 2015-13ATT |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jul 26, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 1097 Sevier Rd was $2,130 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $200,266 (+2%) Land $63,136 Building $137,130 | |
| 2025 | $2,130.00 Homeowner's exemption | $196,341 Land $61,899 Building $134,442 |
| 2023 | $1,979.00 (+1.54%) Homeowner's exemption | $188,719 Land $59,497 Building $129,222 |
| 2022 | $1,949.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1097 Sevier Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1097 Sevier Rd is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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