1097 S 770 W, Provo, UT 84601 Property Records

Utah County property record for 1097 S 770 W, Provo, UT 84601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2001
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2021)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-513-0007`

Property Details

APN / Parcel Number

Primary APN	`55-513-0007`
Alternative APN	`172764`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	4,252 sqft
1st Floor Area	1,920 sqft
Basement Area	1,912 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	172764
Street Address	1097 S 770 W
City	PROVO
State	UT
Zip	84601-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT A, WESTVIEW ESTATES SUBDV. AREA 0.235 AC.
Legal Subdivision	WESTVIEW ESTATES
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1007
Census Tract	2213

Owner

1097 S 770 W is owned and occupied by two individuals who bought it in June 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1097 S 770 W, PROVO, UT 84601-6501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCAP LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Dec 29, 2008 · Amount on File
Deed Document Number	2021117047
Prior Transfer Date	Dec 23, 2008
Prior Transfer Doc	0000134701
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1097 S 770 W, PROVO, UT 84601-6501
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035901
Date	Mar 23, 2022
Instrument	35901:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Mar 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2021
Property Address	1097 S 770 W, PROVO, UT 84601-6501
Document Number	0000117047
Instrument Date	Jun 25, 2021
Instrument	117047:2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	NOVATION TITLE INSURANCE AGENCY, NOVATION TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1097 S 770 W, PROVO, UT 84601-6501

Mortgage

Document Number	0000117048
Date	Jun 30, 2021
Instrument	117048:2021

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1097 S 770 W was $2,874.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Provo City
Unified School District	Provo School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,020 (-43.44%)	$536,400 (+2.84%) Land $192,300 Building $344,100
2025	$2,874.00	$521,600 Land $174,900 Building $346,700	$521,600 Land $174,900 Building $346,700
2024	$2,874.00 (+22.14%)
2023	$2,353.00 (-5.2%)	$228,360	$415,200 Land $166,600 Building $248,600
2022	$2,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 S 770 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 S 770 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVO CITY serves 116,288 people · EPA ID UTAH25006
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Sep 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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