Decatur County property record for 1097 Roach Rd, Decaturville, TN 38329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,078 sqft · built 1993 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Feb 2010) |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 020095 01403 |
| Primary APN | 020095 01403 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,078 sqft Living Area |
| 1st Floor Area | 2,078 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,080 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 146 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1097 ROACH RD |
|---|---|
| City | DECATURVILLE |
| State | TN |
| Zip | 38329-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: F04 |
| Jurisdiction | DECATUR TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 955102 |
1097 Roach Rd is owned and occupied by two individuals who bought it in February 2010.
Source: Decatur County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1097 ROACH RD, DECATURVILLE, TN 38329-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2010 · Amount on File |
| Deed Sale | Feb 25, 2010 · Amount on File |
| Prior Sale | May 5, 2007 |
| Deed Book / Page | 256 / 808 |
| Transfer Doc | 0000050842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR TN |
| Property Address | 1097 ROACH RD, DECATURVILLE, TN 38329-4408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1097 ROACH RD, DECATURVILLE, TN 38329-4408 |
| Document Number | 0000084541 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 357/141 |
| Instrument | 21084541 |
| Name | DECATUR COUNTY BANK |
|---|---|
| Type | Bank |
| Address | DECATURVILLE, TN 38329 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 15, 2031 |
The 2025 property tax bill for 1097 Roach Rd was $1,121.
Source: Decatur County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 | $68,375 Land $4,500 Building $63,875 | $273,500 Land $18,000 Building $255,500 |
| 2023 | $35,900 (-) Land $1,875 Building $34,025 | ||
| 2022 | $35,900 Land $1,875 Building $34,025 | $143,600 Land $7,500 Building $136,100 | |
| 2020 | $143,600 Land $7,500 Building $136,100 | ||
| 2018 | $668.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1097 Roach Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1097 Roach Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS HILL WATER SYSTEM serves 4,579 people · EPA ID TN0000614 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LexNet Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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