1097 Quiet Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1097 Quiet Rd, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$3,785 (2024)
Deeds & Mortgages	Feb 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`535-00-00-387`

Property Details

APN / Parcel Number

Primary APN	`535-00-00-387`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	1097 QUIET RD
City	MT PLEASANT
State	SC
Zip	29464-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L21 MAPPLATP 0533-0534 SUBDIVISIONNAME CHRIST CHURCH PARISH LOT 2B
Legal Subdivision	CHRIST CHURCH PARISH
Legal Lot Number	2B
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3019
Census Tract	4607

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1546 FORT PALMETTO CIR, MOUNT PLEASANT, SC 29466-9416
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023
Deed Sale	Dec 6, 2023
Deed Document Number	0001217334
Deed Book / Page	1217 / 334
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	QUIET RD, MOUNT PLEASANT, SC 29464
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 FORT PALMETTO CIR, MOUNT PLEASANT, SC 29466-9416

Mortgage

Document Number	0012270184
Date	Feb 6, 2024
Book Page	1227/184

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Mar 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	12.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.5%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,785.00 (+6.32%)	$11,200 (-33.33%)
2022	$3,560.00	$16,800	$280,000 (-) Land $280,000
2020			$280,000 Land $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 177 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	177 in force
Nearby Flood Claims	89 (1982–2025)
Claims Outside the SFHA	36 of 89
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20