1097 Pendleton Cir, The Villages, FL 32162 Property Records

Sumter County property record for 1097 Pendleton Cir, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	2,074 sqft · built 2006
Lot Size	0.223 acres (9,731 sqft)
Owner	Individual Name on File
Last Sale	$559,000 (Oct 2020)
Tax Bill	$8,077 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D35G033`

Property Details

APN / Parcel Number

Primary APN	`D35G033`
Alternative APN	`1034883`

Interior

Building Area	2,074 sqft Heated Area

Exterior

Year Built	Built 2006
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	9,731 sqft (0.223 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	383 sqft

Location & Zoning

Account Number	1034883
Street Address	1097 PENDLETON CIR
City	THE VILLAGES
State	FL
Zip	32162-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 THE VILLAGES OF SUMTER UNIT NO 123 PB 8 PG 30-30A
Legal Range	23E
Legal Township	18S
Legal Section	35
Legal Subdivision	VILLAGES OF SUMTER
Legal Lot Number	33
Legal Unit	123
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1000
Census Tract	911207

Owner

1097 Pendleton Cir is owned by an individual who bought it in October 2020.

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3461 WOODLANDS CIR, MACEDON, NY 14502-9307
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202060043536
Deed Book / Page	3839 / 528
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 5, 2020
Property Address	1097 PENDLETON CIR, THE VILLAGES, FL 32162-1437
Document Number	0038390528
Book / Page	3839 / 528
Map Reference	MB 8 PG 30&30A
Instrument Date	Sep 24, 2020
Instrument	202060043536
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FREEDOM T&E CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,913.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 REMINGTON RIDGE WAY, 1701, DE PERE, WI 54115-4048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3461 WOODLANDS CIR, MACEDON, NY 14502-9307

Mortgage

Document Number	0003839530
Date	Oct 5, 2020
Instrument	3839/530

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$675,250 Land $175,160 Building $500,090	$675,250 Land $175,160 Building $500,090
2024	$8,077.00 (+3.91%)
2023	$7,773.00 (+9.06%)	$669,460 (+36.25%) Land $175,160 Building $494,300	$669,460 (+11.52%) Land $175,160 Building $494,300
2022	$7,127.00	$491,330	$600,320 Land $155,310 Building $445,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 Pendleton Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 Pendleton Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20