1097 N 400 E, Chesterton, IN 46304 Property Records

Porter County property record for 1097 N 400 E, Chesterton, IN 46304

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,271 sqft · built 2012
Lot Size	6.39 acres (278,566 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,284 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-07-10-103-002.000-005`

Property Details

APN / Parcel Number

Primary APN	`64-07-10-103-002.000-005`
Alternative APN	`00017909497`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	2 Stories
Building Area	4,271 sqft Living Area
Attic	Attic
Attic Area	388 sqft
Basement Area	3,187 sqft
Finished Basement	3,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Construction Type	Wood
Roof Material	Other
Lot Area	278,566 sqft (6.39 acres)
Terrain	Wet
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	3 Parking Spaces
Pool Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00017909497
Street Address	1097 N 400 E
City	CHESTERTON
State	IN
Zip	46304-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VENDRAMIN SUBDIVISION LOT 3A EX TRI IN NW CORNER 6.395A
Legal Subdivision	VENDRAMIN SUBDIVISION
Legal Lot Number	3A
Jurisdiction	PORTER IN
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4020
Census Tract	50107

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1097 N 400 E, CHESTERTON, IN 46304-9313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Oct 31, 2019	Loan Modification, Mortgage HORIZON BK
Jul 10, 2017	Loan Modification, Mortgage HORIZON BK
Apr 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HORIZON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2015
Deed Sale	Mar 6, 2015
Deed Document Number	2015-004963
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	1097 N 400 E, CHESTERTON, IN 46304-9313
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 N 400 E, CHESTERTON, IN 46304-9313

Mortgage

Document Number	0000018575
Date	Oct 6, 2025
Instrument	2025-018575

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	1097 N 400 E, CHESTERTON, IN 46304-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010558
Date	May 6, 2020
Instrument	2020-010558

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PORTER IN
Property Address	1097 N 400 E, CHESTERTON, IN 46304-9313
Document Number	0000029265
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 N 400 E CHESTERTON IN 463049313, CHESTERTON, IN 46304-9313

Mortgage

Document Number	0000029265
Date	Dec 31, 2019
Instrument	29265

Lender

Name	HORIZON BK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 30, 2022

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PORTER IN
Property Address	1097 N 400 E, CHESTERTON, IN 46304-9313
Document Number	0000017475
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1097 N 400 E CHESTERTON IN 463049313, CHESTERTON, IN 46304-9313

Mortgage

Document Number	0000017475
Date	Jul 11, 2017
Instrument	17475

Lender

Name	HORIZON BK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2018

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PORTER IN
Recording Date	Apr 19, 2017
Property Address	1097 N 400 E, CHESTERTON, IN 46304-9313
Instrument Date	Apr 17, 2017
Instrument	8891
Transaction Type	Construction Loan
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1097 N 400 E CHESTERTON IN 463049313, CHESTERTON, IN 46304-9313

Mortgage

Document Number	0000008891
Date	Apr 19, 2017
Instrument	8891

Lender

Name	HORIZON BK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 18, 2018

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Jackson Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,212,500 (-0.54%) Land $132,800 Building $1,079,700	$1,212,500 (-0.54%) Land $132,800 Building $1,079,700
2024	$11,284.00 (-28.76%) Homeowner's exemption	$1,219,100 (+11.33%) Land $118,400 Building $1,100,700	$1,219,100 (+11.33%) Land $118,400 Building $1,100,700
2023	$15,840.00 (+53.89%)	$1,095,000 Land $102,900 Building $992,100	$1,095,000 Land $102,900 Building $992,100
2022	$10,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Nearby Properties on N 400 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures