1097 N 10th Ct, Coos Bay, OR 97420 Property Records

Coos County property record for 1097 N 10th Ct, Coos Bay, OR 97420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1950
Lot Size	0.085 acres (3,752 sqft)
Owner	Individual Name on File
Last Sale	$344,000 (Jul 2024)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25S13W27AD1150000`

Property Details

APN / Parcel Number

Primary APN	`25S13W27AD1150000`
Alternative APNs	`25 S 13 W 27 AD 11500` `07074901` `7074901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,138 sqft
Basement Area	1,190 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,752 sqft (0.085 acres)
Porch	Enclosed Porch
Deck Area	21 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	7074901
Street Address	1097 N 10TH CT
City	COOS BAY
State	OR
Zip	97420-1960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	13W
Legal Township	25S
Legal Section	27
Legal Subdivision	SENGSTACKEN ADDITION
Legal Lot Number	11500
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	2
Census Block	2000
Census Tract	600

Owner

1097 N 10th Ct is owned and occupied by an individual who bought it in July 2024.

Source: Coos County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1097 N 10TH CT, COOS BAY, OR 97420-1960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 22, 2024	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	20244683
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	1097 N 10TH CT, COOS BAY, OR 97420-1960
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	TICOR TITLE COOS BAY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112364
Date	Nov 3, 2021
Instrument	2021-12364

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	Jul 22, 2024
Property Address	1097 N 10TH CT, COOS BAY, OR 97420-1960
Document Number	0202404683
Map Reference	MB 137 PG 582
Instrument Date	Jul 19, 2024
Instrument	2024-04683
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 N 10TH CT, COOS BAY, OR 97420-1960

Mortgage

Document Number	0202404684
Date	Jul 22, 2024
Instrument	2024-04684

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1097 N 10th Ct was $3,710, up 1.6% from the year before.

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	Coos Bay City
Unified School District	Coos Bay School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,710.00 (+1.56%)	$216,510 (+3%)	$371,980 (+2.31%) Land $83,700 Building $288,280
2024	$3,653.00 (+3.1%)	$210,210 (+3%)	$363,580 (-12.24%) Land $83,700 Building $279,880
2023	$3,543.00 (+1.66%)	$204,090 (+3%)	$414,310 (-15.85%) Land $78,680 Building $335,630
2022	$3,485.00	$198,150	$492,350 Land $69,020 Building $423,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 N 10th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 N 10th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: DFN, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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