San Diego County property record for 1097 Meridian Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,840 sqft · built 2005 |
| Lot Size | 0.195 acres (8,479 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,125,000 (Oct 2024) |
| Tax Bill | $14,052 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-523-18-00 |
| Primary APN | 122-523-18-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,840 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,479 sqft (0.195 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1097 MERIDIAN CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-MP-1 |
| Legal Description | LOT 18 TR 014866 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 014866 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 18619 |
1097 Meridian Ct is owned and occupied by an individual who bought it in October 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1097 MERIDIAN CT, OCEANSIDE, CA 92057-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 23, 2021 | Correction Deed CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on File |
| Deed Sale | Oct 17, 2024 · Amount on File |
| Prior Sale | Nov 5, 2015 · Amount on File |
| Deed Document Number | 2024280255 |
| Prior Transfer Date | Apr 7, 2021 |
| Prior Transfer Doc | 0000315774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1097 MERIDIAN CT, OCEANSIDE, CA 92057-1932 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 2680 OCEAN ST, CARLSBAD, CA 92008-2237 |
| Document Number | 0000315775 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021-0315775 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 23, 2021 |
| Property Address | 1097 MERIDIAN CT, OCEANSIDE, CA 92057-1932 |
| Document Number | 0000315774 |
| Map Reference | DOC 2004-0824100 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021-0315774 |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2680 OCEAN ST, CARLSBAD, CA 92008-2237 |
The 2025 property tax bill for 1097 Meridian Ct was $14,052.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,147,500 (+2%) Land $714,000 Building $433,500 | |
| 2025 | $14,052.00 Homeowner's exemption | $1,125,000 Land $700,000 Building $425,000 |
| 2023 | $8,820.00 (+1.24%) | $585,976 Land $227,563 Building $358,413 |
| 2022 | $8,712.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1097 Meridian Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1097 Meridian Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures