1097 Mary St, Georgetown, MS 39078 Property Records

Copiah County property record for 1097 Mary St, Georgetown, MS 39078

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,262 sqft · built 1988
OwnerIndividual Name on Record
Tax Bill$632 (2021)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN4-100B-01-008.00

Property Details

APN / Parcel Number

Primary APN4-100B-01-008.00
Alternative APN
  • 16777

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,262 sqft Adjusted Area
1st Floor Area1,115 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number16777
Street Address1097 MARY ST
CityGEORGETOWN
StateMS
Zip39078-9765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 NW1/4AS PER DB 11F-555 / 11V-50DB 14J-227 / 14N-705SEC 1-10N-10E1501-01-2-7
Legal Range10E
Legal Township10N
Legal Section01
JurisdictionCOPIAH MS
Township / Civil Division2
Census Block Group4
Census Block4062
Census Tract950200

Owner

Source: Copiah County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1097 MARY ST, GEORGETOWN, MS 39078-9765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021
Deed SaleAug 26, 2021
Deed Document Number000021F128
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOPIAH MS
Property Address1097 MARY ST, GEORGETOWN, MS 39078-9765
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008350037
DateAug 26, 2021
Book Page835/37
Instrument110411
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

Tax Assessment & Valuation

Source: Copiah County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyCopiah County
MunicipalityGeorgetown Town
Unified School DistrictCopiah County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,776 (+11.17%)$47,760 (+11.17%) Land $5,000 Building $42,760
2023$4,296$42,960 Land $5,000 Building $37,960
2021$632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 62% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GEORGETOWN
serves 465 people · EPA ID MS0150005
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Georgetown Telephone Company
DSL
25 / 3

May also be available: AT&T.

Nearby Properties on Mary St

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