Berrien County property record for 1097 Maple Ln, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,564 sqft · built 1930 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (Sep 2015) |
| Tax Bill | $1,578 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0032-0014-27-1 |
| Primary APN | 10-0032-0014-27-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Raised Ranch |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 153 ft deep x 106 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1097 MAPLE LN |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 S/F |
| Legal Description | COM 1301'W OF CEN FRL SEC 32 T3S R18W TH W 100.5'TH N 153 FT TH E 100.5'TH S 153'TO POB |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 32 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10100 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1097 MAPLE LN, BENTON HARBOR, MI 49022-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jan 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on Record |
| Deed Sale | Sep 29, 2015 · Amount on Record |
| Prior Sale | May 15, 2000 · Amount on Record |
| Deed Book / Page | 3116 / 54 |
| Last Transfer Date | Dec 23, 2020 |
| Transfer Doc | 03308/1622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1097 MAPLE LN, BENTON HARBOR, MI 49022-2551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03319/1865 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 3319/1865 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 11, 2021 |
| Property Address | 1097 MAPLE LN, BENTON HARBOR, MI 49022-2551 |
| Document Number | 03308/1622 |
| Book / Page | 3308 / 1622 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1097 MAPLE LN, BENTON HARBOR, MI 49022-2551 |
| Document Number | 0033081624 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 3308/1624 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,800 (+1.3%) | $217,600 (+1.3%) | |
| 2025 | $1,578.00 (+2.87%) Homeowner's exemption | $107,400 (+48.96%) | $214,800 (+48.96%) |
| 2024 | $1,534.00 (+11%) | ||
| 2023 | $72,100 | $144,200 | |
| 2022 | $1,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1985–1998) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | May 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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