1097 Main St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 1097 Main St, West Warwick, RI 02893 · Last verified June 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,136 sqft · built 1900
Lot Size0.082 acres (3,568 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Oct 2022)
Tax Bill$5,365 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-0509-43

Property Details

APN / Parcel Number

Primary APN13-0509-43
Alternative APNs
  • WWAR 004-0003-0-000
  • 004=0003=0=000
  • 7-0203-52

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,136 sqft Living Area
Gross Area3,739 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,568 sqft (0.082 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7-0203-52
Street Address1097 MAIN ST
CityWEST WARWICK
StateRI
Zip02893-3716
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2013
Census Tract20300

Owner

Source: West Warwick Town records · APN 13-0509-43

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1097 MAIN ST, WEST WARWICK, RI 02893-3716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
SHAMROCK HOME LOANS
Jul 23, 2020Warranty Deed, Transfer · Conventional Mortgage
NFM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleJul 23, 2020 · Amount on Record
Transfer Doc1075000019
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST WARWICK RI
Recording DateOct 18, 2022
Property Address1097 MAIN ST, WEST WARWICK, RI 02893-3716
Document Number0024874828
Instrument DateOct 18, 2022
Instrument2487-4828
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1097 MAIN ST, W WARWICK, WI

Mortgage

Document Number0024874829
DateOct 18, 2022
Instrument2487-4829
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST WARWICK RI
Recording DateJul 23, 2020
Property Address1097 MAIN ST, WEST WARWICK, RI 02893-3716
Document Number0024853154
Instrument DateJul 22, 2020
Instrument24853154
Transaction TypeTransfer
Record UpdatedNov 09, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 WHALEY HOLLOW RD COVENTRY RI 028164673, COVENTRY, RI 02816-4673

Mortgage

Document Number24853155
DateJul 23, 2020
Instrument24853155
Lender
NameNFM
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

Source: West Warwick Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,365.00 (+9.07%)$350,900 (+43.17%) Land $74,600 Building $276,300
2023$4,919.00$245,100 Land $47,400 Building $197,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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