1097 Luton Dr, Prosper, TX 75078 Property Records

Denton County property record for 1097 Luton Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,882 sqft · built 2010
Lot Size	0.161 acres (7,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,850 (Aug 2026)
Tax Bill	$7,002 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R525224`

Property Details

APN / Parcel Number

Primary APN	`R525224`
Alternative APNs	`SD2562A-000000J-0000-0014-0000` `SD2562A-000000J-0000-0014` `991076`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,882 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,018 sqft (0.161 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1097 LUTON DR
City	PROSPER
State	TX
Zip	75078-5663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENBROOKE ESTATES PH 1 BLK J LOT 14
Legal Subdivision	GLENBROOKE ESTATES PH 1
Legal Block	J
Legal Lot Number	14
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	1
Census Block	1010
Census Tract	20128

Owner

Source: Denton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1097 LUTON DR, PROSPER, TX 75078-5663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · VA Mortgage USAA FSB
Apr 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	202695741
Prior Transfer Date	Apr 16, 2018
Prior Transfer Doc	0000043270
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DENTON TX
Recording Date	Aug 13, 2026
Property Address	1097 LUTON DR, PROSPER, TX 75078-5663
Document Number	0000095741
Instrument Date	Aug 11, 2026
Instrument	202695741
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 LUTON DR, PROSPER, TX 75078-5663

Mortgage

Document Number	0000095742,
Date	Aug 13, 2026
Instrument	202695742

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Apr 18, 2018
Property Address	1097 LUTON DR, PROSPER, TX 75078-5663
Document Number	0000043270
Map Reference	CAB X SL 717
Instrument Date	Apr 16, 2018
Instrument	2018-043270
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	REPUBLIC TITLE OF TEXAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13282 LYNDHURST DR, FRISCO, TX 75035-9110

Mortgage

Document Number	0000043271
Date	Apr 18, 2018
Instrument	2018-043271

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Denton County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,002.00 (+7.05%)	$368,986 (-6.76%) Land $105,270 Building $263,716	$368,986 (-6.76%) Land $105,270 Building $263,716
2024	$6,541.00 (-11.07%)
2023	$7,355.00 (+11.36%)	$395,745 Land $105,270 Building $290,475	$395,745 Land $105,270 Building $290,475
2022	$6,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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