1097 Lanere Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 1097 Lanere Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,791 sqft · built 2018
Lot Size	0.457 acres (19,946 sqft)
Owner	Individual Name on File
Tax Bill	$3,293 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-9-29-09-0-00125-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-9-29-09-0-00125-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,791 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,946 sqft (0.457 acres)
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	1097 LANERE DR
City	OLIVE BRANCH
State	MS
Zip	38654-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGES HAWKS CROSSING PH 2B LOT 125
Legal Range	06
Legal Township	02
Legal Section	29
Legal Subdivision	VILLAGES AT HAWKS CROSSING PH 2B
Legal Phase	2
Legal Lot Number	125
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	70722

Owner

1097 Lanere Dr is owned and occupied by an individual who acquired it in May 2018.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1097 LANERE DR, OLIVE BRANCH, MS 38654-9756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PREMIA MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 25, 2018	Warranty Deed, Subdivision Related Transfer MEMPHIS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018
Deed Sale	May 25, 2018
Deed Document Number	W00857-00031
Deed Book / Page	857 / 031
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1097 LANERE DR, OLIVE BRANCH, MS 38654-9756
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004546/768
Date	May 25, 2018
Book Page	4546/768
Instrument	T04546-00768

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1097 LANERE DR, OLIVE BRANCH, MS 38654-9756
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 LANERE DR, OLIVE BRANCH, MS 38654-9756

Mortgage

Document Number	005057/362
Date	Oct 2, 2020
Book Page	5057/362

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 25, 2018
Property Address	1097 LANERE DR, OLIVE BRANCH, MS 38654-9756
Document Number	000857/031
Book / Page	857 / 031
Map Reference	PB 121 PG 42
Instrument Date	May 24, 2018
Instrument	W00857-00031
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 LANERE DR, OLIVE BRANCH, MS 38654-9756

Tax Assessment & Valuation

The 2025 property tax bill for 1097 Lanere Dr was $3,293.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,293.00	$39,451 Land $4,000 Building $35,451	$394,513 Land $40,000 Building $354,513
2023	$2,822.00	$27,953	$279,528 Land $40,000 Building $239,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 Lanere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 Lanere Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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