Orange County property record for 1097 Lakeside Estates Dr, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,400 sqft · built 2020 |
| Lot Size | 0.193 acres (8,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,300 (Jan 2021) |
| Tax Bill | $5,636 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-21-28-4840-00-030 |
| Primary APN | 08-21-28-4840-00-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 3,106 sqft |
| 1st Floor Area | 2,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,414 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Slab |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1097 LAKESIDE ESTATES DR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-6211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LAKESIDE PHASE 1 AMENDMENT 2 A REPLAT 104/4 LOT 3 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 08 |
| Legal Subdivision | LAKESIDE PHASE 1 AMENDMENT 2 A REPLAT |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 17810 |
1097 Lakeside Estates Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLE TITLE, SIMPLIFILE |
| Feb 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on File |
| Deed Sale | Jan 29, 2021 · Amount on File |
| Deed Document Number | 202156686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 10, 2026 |
| Property Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Document Number | 0000503876 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026503876 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Document Number | 0000503876, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 2026503876 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Feb 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Document Number | 0000075217 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 20230075217 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1097 LAKESIDE ESTATES DR, APOPKA, FL 32703-6211 |
| Document Number | 0000637710 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 20220637710 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 1097 Lakeside Estates Dr was $5,636, up 1.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,976 (+2.7%) | $457,290 (-1.25%) Land $60,000 Building $397,290 | |
| 2025 | $5,636.00 (+1.68%) Homeowner's exemption | $390,434 | $463,060 Land $60,000 Building $403,060 |
| 2024 | $5,543.00 (+6.88%) | ||
| 2023 | $5,186.00 (+3.87%) Homeowner's exemption | $368,380 (+3%) | $414,688 (+15.95%) Land $60,000 Building $354,688 |
| 2022 | $4,993.00 Homeowner's exemption | $357,650 Land $60,000 Building $297,650 | $357,650 Land $60,000 Building $297,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1097 Lakeside Estates Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1097 Lakeside Estates Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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