Bedford County property record for 1097 Jefferson Way, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,710 sqft · built 2005 |
| Lot Size | 0.05 acres (2,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Sep 2025) |
| Tax Bill | $1,170 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117 1 4-2 |
| Primary APN | 117 1 4-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,155 sqft (0.05 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1097 JEFFERSON WAY |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-4569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JEFFERSON VILLAS PHASE 1 UNIT 2 BLDG 4 PB 46/267 |
| Legal Subdivision | JEFFERSON VILLAS |
| Legal Phase | 1 |
| Legal Unit | 2-4 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30104 |
1097 Jefferson Way is owned and occupied by two individuals who bought it in September 2025.
Source: Bedford County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1097 JEFFERSON WAY, FOREST, VA 24551-4569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Oct 25, 2022 · Amount on File |
| Prior Transfer Date | Aug 25, 2025 |
| Prior Transfer Doc | 0000007618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 8, 2025 |
| Property Address | 1097 JEFFERSON WAY, FOREST, VA 24551-4569 |
| Document Number | 0250007618 |
| Map Reference | MB 46 PG 267-272 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 250007618 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1097 JEFFERSON WAY, FOREST, VA 24551-4569 |
| Document Number | 0250007619 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 250007619 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
The 2025 property tax bill for 1097 Jefferson Way was $1,170.
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,170.00 | $285,400 Land $55,000 Building $230,400 | |
| 2023 | $1,170.00 Additional exemption filed | $142,700 | $285,400 Land $55,000 Building $230,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1097 Jefferson Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1097 Jefferson Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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