1097 Hwy 21 E, Bastrop, TX 78602 Property Records

Bastrop County property record for 1097 Hwy 21 E, Bastrop, TX 78602

Property Summary

Property Type	Rural Home
Details	3,403 sqft · built 2020
Lot Size	13 acres (567,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jan 2019)
Tax Bill	$7,234 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8712996`

Property Details

APN / Parcel Number

Primary APN	`R8712996`

Interior

Stories	1 Story
Building Area	3,403 sqft Living Area
Gross Area	4,383 sqft
1st Floor Area	3,403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	567,805 sqft (13 acres)
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1097 E SH 21
City	BASTROP
State	TX
Zip	78602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A11 BASTROP TOWN TRACT,13.035 ACRES
Legal Subdivision	BASTROP TOWN TRACT
Legal Tract	,13.035
Legal Block	3
Jurisdiction	BASTROP TX
Township / Civil Division	BASTROP
Census Block Group	3
Census Block	3015
Census Tract	950503

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1097 HIGHWAY 21 E, BASTROP, TX 78602-5018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 15, 2019	Vendor's Lien, Transfer FIRST NATIONAL BANK OF BASTROP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	2019592
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	1097 HIGHWAY 21 E, BASTROP, TX 78602-5018
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202014871
Date	Sep 2, 2020
Instrument	202014871

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2037
Change Frequency	Annually
Index	5-Year CMT
Max Rate	8.75%

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jan 15, 2019
Property Address	1097 HIGHWAY 21 E, BASTROP, TX 78602-5018
Document Number	201900592
Instrument Date	Jan 15, 2019
Instrument	201900592
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 EASLEY RD, SMITHVILLE, TX 78957-5416

Mortgage

Document Number	201900593
Date	Jan 15, 2019
Instrument	201900593

Lender

Name	FIRST NATIONAL BANK OF BASTROP
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 15, 2039

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,234.00 (+28.97%) Homeowner's exemption Senior Citizen's exemption	$558,603 (+54.54%) Land $29,497 Building $529,106	$902,709 (+35.58%) Land $373,603 Building $529,106
2023	$5,609.00 (-11.1%)	$361,469 Land $26,229 Building $335,240	$665,832 Land $330,592 Building $335,240
2022	$6,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Rural Telecommunications of America Fixed Wireless	300 / 150
Highline Internet Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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