1097 Herbert Kessler Rd, Guyton, GA 31312 Property Records

Effingham County property record for 1097 Herbert Kessler Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,205 sqft · built 2017
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2018)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0374B-002-000`

Property Details

APN / Parcel Number

Primary APN	`0374B-002-000`
Alternative APNs	`0374B002` `9476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,205 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Area	434 sqft
Porch	Slab
Porch Area	52 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9476
Street Address	1097 HERBERT KESSLER RD
City	GUYTON
State	GA
Zip	31312-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.55 AC LOT 2 OUT 374-18B
Legal Subdivision	OLDFIELD
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1097 HERBERT KESSLER RD, GUYTON, GA 31312-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 9, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK
Sep 1, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF NEWINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2018272
Deed Book / Page	2450 / 505
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	1097 HERBERT KESSLER RD, GUYTON, GA 31312-5835
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 HERBERT KESSLER RD, GUYTON, GA 31312-5835

Mortgage

Document Number	0000002688/0000000333
Date	May 12, 2021
Book Page	0000002688/0000000333
Instrument	005735

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 9, 2018
Property Address	1097 HERBERT KESSLER RD, GUYTON, GA 31312-5835
Document Number	002450/505
Book / Page	2450 / 505
Instrument Date	Feb 9, 2018
Instrument	2018-000272
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 HERBERT KESSLER RD, GUYTON, GA 31312-5835

Mortgage

Document Number	002450/507
Date	Feb 12, 2018
Book Page	2450/507
Instrument	001077

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 1, 2017
Property Address	1097 HERBERT KESSLER RD, GUYTON, GA 31312-5835
Document Number	002426/625
Book / Page	2426 / 625
Instrument Date	Sep 1, 2017
Instrument	2017-002461
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 883, RINCON, GA 31326-0883

Mortgage

Document Number	002426/627
Date	Sep 6, 2017
Book Page	2426/627
Instrument	008147

Lender

Name	BANK OF NEWINGTON
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,810 (-10.95%) Land $28,000 Building $112,810	$352,024 (-10.95%) Land $70,000 Building $282,024
2025	$4,076.00 (+10.85%) Homeowner's exemption	$158,120 (+11.95%) Land $28,000 Building $130,120	$395,301 (+11.95%) Land $70,000 Building $325,301
2024	$3,677.00 (+25.32%) Homeowner's exemption	$141,246 (+7.56%) Land $28,000 Building $113,246	$353,116 (+7.56%) Land $70,000 Building $283,116
2023	$2,934.00 (-18.55%) Homeowner's exemption	$131,316 (+1.55%) Land $20,800 Building $110,516	$328,291 (+1.55%) Land $52,000 Building $276,291
2022	$3,602.00 Homeowner's exemption	$129,316 Land $18,800 Building $110,516	$323,291 Land $47,000 Building $276,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Herbert Kessler Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures