1097 Freedom Rd, Elburn, IL 60119 Property Records

Kane County property record for 1097 Freedom Rd, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Last Sale$310,000 (Mar 2021)
Tax Bill$10,508 (2025)
Deeds & MortgagesJun 2021 Sale
Mar 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-08-227-019

Property Details

APN / Parcel Number

Primary APN11-08-227-019

Location & Zoning

Street Address1097 FREEDOM RD
CityELBURN
StateIL
Zip60119-7864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLACKBERRY CREEK SUB UNIT 13 - PT LT 287 AS DESC IN DOC 2021K020913
Legal SubdivisionBLACKBERRY CREEK SUB
Legal Block2
Legal Lot Number287
Legal Unit13
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group2
Census Block2039
Census Tract854507

Owner

1097 Freedom Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1097 FREEDOM RD, ELBURN, IL 60119-7864
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Mar 17, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 9, 2021Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Mar 17, 2021Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Deed Document Number202120914
Prior Transfer DateMar 12, 2021
Prior Transfer Doc0000044047
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 9, 2021
Property Address1097 FREEDOM RD, ELBURN, IL 60119-7864
Document Number0000044046
Map ReferenceDOC 2006K137785
Instrument DateJun 9, 2021
Instrument2021K044046
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 N SAUBER RD, VIRGIL, IL 60151-1001

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 DEAN ST # 800, 800, SAINT CHARLES, IL 60175-4810

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 17, 2021
Property Address1097 FREEDOM RD, ELBURN, IL 60119-7864
Document Number0000020913
Map ReferenceDOC 2006K137785
Instrument DateMar 13, 2021
Instrument2021K020913
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 N SAUBER RD, VIRGIL, IL 60151-1001

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 DEAN ST # 800, 800, SAINT CHARLES, IL 60175-4810

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 9, 2021
Property Address1097 FREEDOM RD, ELBURN, IL 60119-7864
Document Number0000044047
Map ReferenceDOC 2006K137785
Instrument DateMar 12, 2021
Instrument2021K044047
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyNOT AVAILABLE, CHARLIE K BLOOD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 DEAN ST # 800, 800, SAINT CHARLES, IL 60175-4810

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1097 FREEDOM RD, ELBURN, IL 60119-7864

Mortgage

Document Number0000044048
DateJun 9, 2021
Instrument2021K044048
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 17, 2021
Property Address1097 FREEDOM RD, ELBURN, IL 60119-7864
Document Number0000020914
Map ReferenceDOC 2006K137785
Instrument DateMar 12, 2021
Instrument2021K020914
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 DEAN ST # 800, 800, SAINT CHARLES, IL 60175-4810

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1097 FREEDOM RD, ELBURN, IL 60119-7864

Mortgage

Document Number0000020915
DateMar 17, 2021
Instrument2021K020915
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1097 Freedom Rd was $10,508 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,508.00 Homeowner's exemption$137,932 (+8.89%) Land $9,344 Building $128,588$413,962 (+8.89%) Land $28,043 Building $385,918
2024$126,671 Land $8,581 Building $118,090$380,165 Land $25,753 Building $354,412
2022$8,661.00 (+23.6%) Homeowner's exemption$97,763 (+25.58%) Land $7,108 Building $90,655$293,289 (+25.58%) Land $21,324 Building $271,965
2021$7,007.00 Homeowner's exemption$77,852 Land $6,803 Building $71,049$233,556 Land $20,409 Building $213,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1097 Freedom Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1097 Freedom Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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