Mineral County property record for 1097 Florida Ave, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1975 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $645 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12F-0076.0001 |
| Primary APN | 06-12F-0076.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 136 ft deep x 15 ft wide |
| Terrain | Rolling |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1097 FLORIDA AVE |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E/PT LT 59 LUDWICK'S 3RD ADD TO BONNY VIEW |
| Legal Lot Number | 59 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 10500 |
1097 Florida Ave is owned and occupied by an individual.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1097 FLORIDA AVE, KEYSER, WV 26726-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1097 Florida Ave was $645, up 2.7% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $645.00 (+2.71%) | $54,060 (+2.74%) Land $8,160 Building $45,900 | $90,100 (+2.74%) Land $13,600 Building $76,500 |
| 2025 | $628.00 | $52,620 Land $8,160 Building $44,460 | $87,700 Land $13,600 Building $74,100 |
| 2023 | $617.00 | $51,720 (-) Land $8,160 Building $43,560 | $86,200 (-) Land $13,600 Building $72,600 |
| 2022 | $617.00 | $51,720 Land $8,160 Building $43,560 | $86,200 Land $13,600 Building $72,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1097 Florida Ave in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 35 (1985–2025) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1097 Florida Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: SkyPacket.
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