1097 E Orchid Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1097 E Orchid Ln, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,642 sqft · built 1996
Lot Size	0.174 acres (7,584 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 2021)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-25-548`

Property Details

APN / Parcel Number

Primary APN	`304-25-548`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,584 sqft (0.174 acres)
Parking Spaces	3 Parking Spaces
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1097 E ORCHID LN
City	GILBERT
State	AZ
Zip	85296-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LINDSAY RANCH UNIT 3 MCR 377/21
Legal Range	06E
Legal Township	01S
Legal Section	20
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	LINDSAY RANCH UNIT 3
Legal Lot Number	359
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3003
Census Tract	814500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1097 E ORCHID LN, GILBERT, AZ 85296-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AHL FUNDING
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 20, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	20210525031
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 11, 2021
Property Address	1097 E ORCHID LN, GILBERT, AZ 85296-9703
Document Number	0000525031
Map Reference	MB 377 PG 21
Instrument Date	May 7, 2021
Instrument	20210525031
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1097 E ORCHID LN, 1097, GILBERT, AZ 85296-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14932 BOONEY ST, WESTMINSTER, CA 92683-5840

Mortgage

Document Number	0000525032
Date	May 11, 2021
Instrument	20210525032

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 14, 2020
Property Address	1097 E ORCHID LN, GILBERT, AZ 85296-9703
Document Number	0000747356
Map Reference	MB 377 PG 21
Instrument Date	Jul 25, 2020
Instrument	20200747356
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 E ORCHID LN, GILBERT, AZ 85296-9703

Mortgage

Document Number	0000747357
Date	Aug 14, 2020
Instrument	20200747357

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2020
Property Address	1097 E ORCHID LN, GILBERT, AZ 85296-9703
Document Number	0000336054
Instrument Date	Apr 15, 2020
Instrument	336054
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2320 POTOSI ST #130 LAS VEGAS NV 891460312, 130, LAS VEGAS, NV 89146-0312

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,470 (-0.75%)	$434,700 (-0.75%) Land $86,900 Building $347,800
2025	$2,005.00 (+3.3%)
2024		$43,800	$438,000 Land $87,600 Building $350,400
2023	$1,941.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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