1097 Division St, Jacksonville, FL 32209 Property Records

Duval County property record for 1097 Division St, Jacksonville, FL 32209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,119 sqft · built 1972
Lot Size	0.14 acres (6,108 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2022)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050602-0000`

Property Details

APN / Parcel Number

Primary APN	`050602-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	1,225 sqft
1st Floor Area	932 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,108 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 48 ft wide
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1097 DIVISION ST
City	JACKSONVILLE
State	FL
Zip	32209-6960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	1-38 09-2S-26E ROBINSONS ADDN TO W JAX LOT 1 BLK 25
Legal Range	26E
Legal Township	02S
Legal Section	09
Legal Subdivision	ROBINSONS ADDN TO W JAX
Legal Block	25
Legal Lot Number	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1035
Census Tract	2701

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 2, 2020	Quit Claim Deed, Transfer GODEEDS INC
May 12, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 19, 2020	Warranty Deed ATTORNEY ONLY
Mar 9, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	202292726
Deed Book / Page	20221 / 2103
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	0197191507
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 13, 2022
Property Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Document Number	0202212103
Book / Page	20221 / 2103
Map Reference	MB 1 PG 38
Instrument Date	Mar 15, 2022
Instrument	2022092726
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 NW 97TH AVE # AVE226887, 1700, DORAL, FL 33222-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960

Mortgage

Document Number	0202212105
Date	Apr 13, 2022
Instrument	20221/2105

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Mortgage

Document Number	0202212124
Date	Apr 13, 2022
Book Page	20221/2124
Instrument	2022092728

Lender

Name	CITY OF JACKSONVILLE
Type	Government Agency
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 2, 2020
Property Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Document Number	0192221071
Book / Page	019222 / 001071
Instrument Date	May 18, 2020
Instrument	109423
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	GODEEDS INC

Transaction

Amount	Amount Recorded
Tax	$332.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 NW 97TH AVE #226887 DORAL FL 332225041, 226887, DORAL, FL 33222-5041

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	May 12, 2021
Property Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Document Number	0197191507
Book / Page	19719 / 1507
Map Reference	MB 1 PG 38
Instrument Date	Jul 9, 2019
Instrument	2021120988
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16745 KAMALIN CT, 16745, CLERMONT, FL 34715-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 8, 2019
Property Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Document Number	0188550759
Book / Page	18855 / 0759
Map Reference	MB 1 PG 38
Instrument Date	Jun 25, 2019
Instrument	2019158273
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 CORP SQ # BLVD165, 2121, JACKSONVILLE, FL 32216-0309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 NW 97TH CT, DORAL, FL 33178-1978

Mortgage

Document Number	0188550760
Date	Jul 8, 2019
Instrument	18855/0760

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

February 2020: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 19, 2020
Property Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Document Number	0191090556
Book / Page	019109 / 000556
Instrument Date	Jun 25, 2019
Instrument	39178
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4643 NW 97TH CT DORAL FL 331781978, DORAL, FL 33178-1978

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 9, 2018
Property Address	1097 DIVISION ST, JACKSONVILLE, FL 32209-6960
Document Number	0183100652
Book / Page	018310 / 000652
Instrument Date	Feb 14, 2018
Instrument	56697
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$199.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 CORPORATE SQUARE BLVD #16 JACKSONVILLE FL 322160309, 16, JACKSONVILLE, FL 32216-0309

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,725 (-7.42%) Land $16,063 Building $92,662	$108,725 (-7.42%) Land $16,063 Building $92,662
2025	$2,356.00 (+19.41%)	$117,439 (+22.76%) Land $16,063 Building $101,376	$117,439 (+22.76%) Land $16,063 Building $101,376
2024	$1,973.00 (+3.9%)
2023	$1,899.00 (+37.61%)	$95,662 (+24.89%) Land $8,148 Building $87,514	$95,662 (+24.89%) Land $8,148 Building $87,514
2022	$1,380.00	$76,598 Land $5,820 Building $70,778	$76,598 Land $5,820 Building $70,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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