1097 Derbyshire Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 1097 Derbyshire Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,954 sqft · built 1960
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Company Names on File
Last Sale	$1,770,000 (Jul 2020)
Tax Bill	$25,746 (2025)
Deeds & Mortgages	Feb 2024 Transfer May 2022 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`362-20-019`

Property Details

APN / Parcel Number

Primary APN	`362-20-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	1,196 sqft
1st Floor Area	1,196 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1097 DERBYSHIRE DR
City	CUPERTINO
State	CA
Zip	95014-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B6
Legal Description	TRACT 2556 STELLAR HEIGHTS BOOK 120 PAGE 45 LOT 70
Legal Subdivision	STELLAR HEIGHTS
Legal Tract	2556
Legal Lot Number	70
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	507808

Owner

1097 Derbyshire Dr is owned by a company that acquired it in February 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer
May 18, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 31, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202024559886
Last Transfer Date	Feb 14, 2024
Transfer Doc	0025598660
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 15, 2024
Property Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002
Document Number	0025598660
Map Reference	MB 120 PG 4
Instrument Date	Feb 14, 2024
Instrument	25598660
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002

Mortgage

Document Number	0025304470
Date	May 18, 2022
Instrument	25304470

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 31, 2020
Property Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002
Document Number	0024559886
Map Reference	MB 120 PG 4
Instrument Date	Jul 10, 2020
Instrument	24559886
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1097 DERBYSHIRE DR, CUPERTINO, CA 95014-5002
Investor	Possibly a Property Investor

Mortgage

Document Number	0024559887
Date	Jul 31, 2020
Instrument	24559887

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1097 Derbyshire Dr was $25,746.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,168,541 (+2%) Land $1,856,510 Building $312,031
2025	$25,746.00	$2,126,021 Land $1,820,108 Building $305,913
2023	$24,823.00 (+1.19%)	$2,043,467 Land $1,749,432 Building $294,035
2022	$24,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1097 Derbyshire Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 Derbyshire Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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