1097 Dancy St, Jacksonville, FL 32205 Property Records

Duval County property record for 1097 Dancy St, Jacksonville, FL 32205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,462 sqft · built 1929
Lot Size0.176 acres (7,676 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Apr 2024)
Tax Bill$5,810 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN061606-0000

Property Details

APN / Parcel Number

Primary APN061606-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,462 sqft Living Area
Gross Area1,942 sqft
1st Floor Area1,066 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area7,676 sqft (0.176 acres)
Lot Dimensions160 ft deep x 49 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Unfinished Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1097 DANCY ST
CityJACKSONVILLE
StateFL
Zip32205-5273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description5-86 20-2S-26E MURRAY HILL HEIGHTS LOT 15 BLK 53
Legal Range26E
Legal Township02S
Legal Section20
Legal SubdivisionMURRAY HILLS HEIGHTS
Legal Block53
Legal Lot Number15
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group3
Census Block3019
Census Tract2502

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 16, 2021Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
SARAH GIACOMAN
Sep 30, 2020Warranty Deed, Transfer
TITLE AMERICA RE CLOSINGS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleJun 16, 2021 · Amount on Record
Deed Document Number202468083
Deed Book / Page21002 / 921
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 4, 2024
Property Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273
Document Number0210020921
Book / Page21002 / 921
Map ReferenceMB 5 PG 86&86A
Instrument DateMar 19, 2024
Instrument2024068083
Transaction TypeTransfer
Record UpdatedApr 19, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3562 PINE ST APT 2, 2, JACKSONVILLE, FL 32205-9476

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273

Mortgage

Document Number0021002923
DateApr 4, 2024
Instrument21002/923
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionDUVAL FL
Recording DateJun 16, 2021
Property Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273
Document Number0197621128
Book / Page19762 / 1128
Map ReferenceMB 5 PG 86&86A
Instrument DateJun 1, 2021
Instrument2021148485
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,429.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address731 DUVAL STATION RD # RD107-32, 731, JACKSONVILLE, FL 32218-0800

Transferred To (Grantee/Buyer)

NameVerified Name
Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273

Mortgage

Document Number0197621130
DateJun 16, 2021
Instrument19762/1130
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273
Document Number0193901302
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyTITLE AMERICA RE CLOSINGS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address731 DUVAL STATION RD #107-321 JACKSONVILLE FL 322180800, 107-32, JACKSONVILLE, FL 32218-0800

Mortgage

Document Number0193901302
DateSep 30, 2020
Book Page019390/001302
Instrument215405
Lender
NameSARAH GIACOMAN
Address3453 MAINARD BRANCH CT, FLEMING ISLAND, FL 32003-4700
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 30, 2020
Property Address1097 DANCY ST, JACKSONVILLE, FL 32205-5273
Document Number0193901300
Book / Page019390 / 001300
Instrument DateSep 24, 2020
Instrument215404
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyTITLE AMERICA RE CLOSINGS INC

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address731 DUVAL STATION RD #107-3 JACKSONVILLE FL 322180800, 107-3, JACKSONVILLE, FL 32218-0800

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,270 (-6.66%) Land $79,027 Building $245,243$324,270 (-6.66%) Land $79,027 Building $245,243
2025$5,810.00 (+15.6%) Homeowner's exemption$347,395 (+15.18%) Land $83,104 Building $264,291$347,395 (+6.49%) Land $83,104 Building $264,291
2024$5,026.00 (+2.78%)
2023$4,890.00 (+9.05%) Homeowner's exemption$301,604 (+3%)$326,233 (+11.41%) Land $75,313 Building $250,920
2022$4,484.00 Homeowner's exemption$292,820 Land $70,119 Building $222,701$292,820 Land $70,119 Building $222,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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