1097 Covington St, Oviedo, FL 32765 Property Records

Seminole County property record for 1097 Covington St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,516 sqft · built 1986
Lot Size0.145 acres (6,306 sqft)
OwnerCompany Name on Record
Last Sale$113,000 (Oct 2014)
Tax Bill$5,492 (2025)
Flood ZoneZone X (minimal risk)
APN23-21-31-503-0000-0120

Property Details

APN / Parcel Number

Primary APN23-21-31-503-0000-0120
Alternative APN
  • 21312350300000120

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,516 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,356 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,306 sqft (0.145 acres)
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area348 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1097 COVINGTON ST
CityOVIEDO
StateFL
Zip32765-7034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 12 ALAFAYA WOODS PH 4 PB 33 PGS 99 TO 102
Legal Range31E
Legal Township21S
Legal Section23
Legal SubdivisionALAFAYA WOODS PH 04
Legal Tract503
Legal Lot Number12
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21321

Owner

Source: Seminole County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address23975 PARK SORRENTO, 300, CALABASAS, CA 91302-4012
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2014 · Amount on Record
Deed SaleOct 22, 2014 · Amount on Record
Prior SaleDec 6, 2011 · Amount on Record
Deed Document Number2014115701
Deed Book / Page8353 / 452
Prior Transfer DateOct 20, 2014
Prior Transfer Doc0083530452
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,492.00 (+21.8%)$322,720 (+10.01%) Land $94,000 Building $228,720$322,720 (+10.01%) Land $94,000 Building $228,720
2023$4,509.00 (+8.1%)$293,360 (+7.22%)$293,360 (+1.48%) Land $94,000 Building $199,360
2022$4,171.00$273,609$289,084 Land $81,000 Building $208,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2008–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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