1097 Co Rd 515, Myrtle, MS 38650 Property Records

Union County property record for 1097 Co Rd 515, Myrtle, MS 38650

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,250 sqft · built 2009
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015R-24-027.00`

Property Details

APN / Parcel Number

Primary APN	`015R-24-027.00`
Alternative APN	`2334`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1097 COUNTY ROAD 515
City	MYRTLE
State	MS
Zip	38650-9559
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E/S S-1/2 LOT 60 TOM SCOTT SUB
Legal Lot Number	60
Jurisdiction	UNION MS
Township / Civil Division	2
Census Block Group	2
Census Block	2017
Census Tract	950600

Owner

1097 Co Rd 515, a rural home, is owned and occupied by an individual who acquired it in September 2011.

Source: Union County records, as of October 29, 2025

Owner of Record	Individual Name on File
Mailing Address	1097 COUNTY ROAD 515, MYRTLE, MS 38650-9559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2011
Transfer Doc	2011002837
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1097 COUNTY ROAD 515, MYRTLE, MS 38650-9559
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 COUNTY ROAD 515, MYRTLE, MS 38650-9559

Mortgage

Document Number	2021002877
Date	Jul 26, 2021
Instrument	2021002877

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 23, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,549	$55,490 Land $3,020 Building $52,470
2023		$6,334 (+22.73%)	$63,340 (+22.73%) Land $3,020 Building $60,320
2022	Homeowner's exemption Disabled Person's exemption	$5,161	$51,610 Land $2,750 Building $48,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 Co Rd 515 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 Co Rd 515 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HWY 30 WEST WATER ASSOCIATION public/private · serves 1,716 people · EPA ID MS0730025
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
AT&T Fiber	1,000 / 1,000