1097 Cloudy Day Dr, Henderson, NV 89074 Property Records

Clark County property record for 1097 Cloudy Day Dr, Henderson, NV 89074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Apr 2017)
Tax Bill	$2,030 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`178-10-414-016`

Property Details

APN / Parcel Number

Primary APN	`178-10-414-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,422 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	336 sqft
Patio Area	336 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1097 CLOUDY DAY DR
City	HENDERSON
State	NV
Zip	89074-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS6
Legal Description	VENTANA CANYON UNIT 7C PLAT BOOK 91 PAGE 44 LOT 87 BLOCK 7
Legal Range	62E
Legal Township	22S
Legal Section	10
Legal Subdivision	VENTANA CANYON UNIT 7C
Legal Block	7
Legal Lot Number	87
Legal Unit	7
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	2
Census Block	2004
Census Tract	5115

Owner

Source: Clark County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2020	Deed of Trust, Mortgage NBKC BK
Jan 18, 2019	Deed of Trust, Mortgage · VA Mortgage NBKC BK
Apr 13, 2017	Bargain and Sale Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Feb 12, 2008 · Amount on Record
Deed Document Number	20172009
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0000005114
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048

Mortgage

Document Number	0000000103
Date	Jan 20, 2023
Instrument	20230120-0000103

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002317
Date	Dec 16, 2021
Instrument	20211216-0002317

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048

Mortgage

Document Number	202103080000382
Date	Mar 8, 2021
Instrument	20210308-0000382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Document Number	0000000359
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	SOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CLOUDY DAY DR HENDERSON NV 890748048, HENDERSON, NV 89074-8048

Mortgage

Document Number	0000000359
Date	Mar 23, 2020
Instrument	200323000359

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Document Number	0000002300
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CLOUDY DAY DR HENDERSON NV 890748048, HENDERSON, NV 89074-8048

Mortgage

Document Number	0000002300
Date	Jan 24, 2019
Instrument	190124002300

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Apr 13, 2017
Property Address	1097 CLOUDY DAY DR, HENDERSON, NV 89074-8048
Document Number	0000002009
Map Reference	MB91 PG44
Instrument Date	Apr 12, 2017
Instrument	20170413-0002009
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1097 CLOUDY DAY DR, 1097, HENDERSON, NV 89074-8048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10000 S MARYLAND PKWY # 107, 107, LAS VEGAS, NV 89183-5888

Mortgage

Document Number	0000002010
Date	Apr 13, 2017
Instrument	20170413-0002010

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,030.00 (+6.06%)	$104,958 (+0.24%) Land $41,300 Building $63,658
2024		$104,703 Land $39,900 Building $64,803	$299,151 (+23.97%) Land $114,000 Building $185,151
2023	$1,914.00
2022			$241,309 Land $84,000 Building $157,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
WeLink Communications Fixed Wireless	700 / 700
isp.net Fixed Wireless	500 / 200

May also be available: AT&T, Verizon.

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