1097 Cedarview Ln, Franklin, TN 37067 Property Records

Williamson County property record for 1097 Cedarview Ln, Franklin, TN 37067

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,098 sqft · built 1995
Lot Size	1.04 acres (45,450 sqft)
Owner	2 Individual Names on File
Last Sale	$1,299,000 (Sep 2025)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088I-A-039.00-000`

Property Details

APN / Parcel Number

Primary APN	`088I-A-039.00-000`
Alternative APNs	`094088I A 03900` `224663`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,098 sqft Living Area
Gross Area	3,868 sqft
1st Floor Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,450 sqft (1.04 acres)
Lot Dimensions	303 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	770 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	648 sqft
Porch	Finished/Open Porch
Porch Area	16 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1097 CEDARVIEW LN
City	FRANKLIN
State	TN
Zip	37067-4074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CEDARMONT FARMS PH 5 PB 20 PG 85 LOT 0138
Legal Subdivision	CEDARMONT FARMS
Legal Lot Number	0138
Jurisdiction	WILLIAMSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	51002

Owner

Source: Williamson County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK AND TRUST COMPANY
Sep 26, 2025	Warranty Deed, Transfer MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NB OF MIDDLE TENNESSEE
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage SHELTER LENDING SERVICES LLC
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit F & M BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	202531245
Deed Book / Page	9835 / 685
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 16, 2026
Property Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074
Document Number	0000012428
Book / Page	9999 / 559
Instrument Date	Apr 9, 2026
Instrument	202612428
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074

Mortgage

Document Number	0000012428,
Date	Apr 16, 2026
Book Page	9999/559
Instrument	202612428

Lender

Name	REPUBLIC BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 26, 2025
Property Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074
Document Number	0098350685
Book / Page	9835 / 685
Map Reference	MB 20 PG 85
Instrument Date	Sep 26, 2025
Instrument	25031245
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$4,806.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074

Mortgage

Document Number	0089430509
Date	Mar 18, 2022
Book Page	8943/509
Instrument	22012893

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088800930
Date	Jan 18, 2022
Book Page	8880/930
Instrument	22002649

Lender

Name	SHELTER LENDING SERVICES LLC
Type	Mortgage Company
Address	MILWAUKEE, WI 53209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1097 CEDARVIEW LN, FRANKLIN, TN 37067-4074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077910670
Date	Oct 30, 2019
Book Page	7791/0670
Instrument	19045496

Lender

Name	F & M BANK
Type	Bank
Address	HENDERSONVILLE, TN 37075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (+14.37%)	$255,950 (+65.4%) Land $80,000 Building $175,950	$1,023,800 (+34.89%) Land $320,000 Building $703,800
2024	$2,909.00	$154,750 (-) Land $45,000 Building $109,750	$759,000 (+22.62%) Land $320,000 Building $439,000
2023	$2,909.00	$154,750 (-) Land $45,000 Building $109,750	$619,000 (-) Land $180,000 Building $439,000
2022	$2,909.00	$154,750 Land $45,000 Building $109,750	$619,000 Land $180,000 Building $439,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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