1097 Camino Ciego, Vista, CA 92084 Property Records

San Diego County property record for 1097 Camino Ciego, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 1977
Lot Size	0.349 acres (15,200 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Apr 2023)
Tax Bill	$10,397 (2025)
Deeds & Mortgages	Apr 2023 Transfer Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-183-04-00`

Property Details

APN / Parcel Number

Primary APN	`173-183-04-00`
Alternative APN	`1731815700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	15,200 sqft (0.349 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1731815700
Street Address	1097 CAMINO CIEGO
City	VISTA
State	CA
Zip	92084-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 17-11-3W SW 1/4 OF POR SW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	17
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19601

Owner

1097 Camino Ciego is owned and occupied by an individual who bought it in April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1097 CAMINO CIEGO, VISTA, CA 92084-4651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO SD
Apr 28, 2023	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Sep 5, 2002 · Amount on File
Deed Document Number	2023112272
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	0000112271
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2023
Property Address	1097 CAMINO CIEGO, VISTA, CA 92084-4651
Document Number	0000112271
Instrument Date	Mar 24, 2023
Instrument	2023-0112271
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2233 EDGEWOOD PL # PI, PI, OCEANSIDE, CA 92054-3615

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2023
Property Address	1097 CAMINO CIEGO, VISTA, CA 92084-4651
Document Number	0000112272
Instrument Date	Mar 24, 2023
Instrument	2023-0112272
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CAMINO CIEGO, VISTA, CA 92084-4651

Mortgage

Document Number	0000112273
Date	Apr 28, 2023
Instrument	2023-0112273

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1097 CAMINO CIEGO, VISTA, CA 92084-4651
Document Number	0000104114
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 CAMINO CIEGO VISTA CA 920844651, VISTA, CA 92084-4651

Mortgage

Document Number	0000104114
Date	Mar 25, 2019
Instrument	104114

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1097 Camino Ciego was $10,397.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,187 (+2%) Land $330,915 Building $539,272
2025	$10,397.00	$853,126 Land $324,427 Building $528,699
2023	$6,026.00 (+0.23%) Homeowner's exemption	$494,175 Land $187,925 Building $306,250
2022	$6,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1097 Camino Ciego in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 Camino Ciego is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Verizon.

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