Hamilton County property record for 10969 Main St, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1951 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Owner Name on File |
| Last Sale | $75,000 (Nov 2006) |
| Tax Bill | $613 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0007-0065-00 |
| Primary APN | 608-0007-0065-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 152 ft deep x 52 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10969 MAIN ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 309 S MAIN ST 52 X 152.14IRR R1-T4-S29 N E PARS 65& 86 CON |
| Legal Range | 01 |
| Legal Township | 04 |
| Legal Section | 29 |
| Legal Subdivision | SURREY KNOLLS |
| Legal Lot Number | 35 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 23002 |
The current owner of 10969 Main St bought it in November 2006.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 10969 MAIN ST, CINCINNATI, OH 45241-2503 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Transfer on Death Deed, Transfer |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2006 · Amount on File |
| Deed Sale | Nov 21, 2006 · Amount on File |
| Prior Sale | Jun 21, 1994 |
| Deed Document Number | 06-182649 |
| Deed Book / Page | 10405 / 01842 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 2, 2023 |
| Property Address | 10969 MAIN ST, CINCINNATI, OH 45241-2503 |
| Document Number | 0000070034 |
| Book / Page | 15012 / 1063 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023-0070034 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10969 MAIN ST, CINCINNATI, OH 45241-2503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10969 MAIN ST, CINCINNATI, OH 45241-2503 |
| Document Number | 0000080084 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10969 MAIN ST CINCINNATI OH 452412503, CINCINNATI, OH 45241-2503 |
| Document Number | 0000080084 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 014230/001514 |
| Instrument | 80084 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 11, 2035 |
The 2025 property tax bill for 10969 Main St was $613 with a homeowner's exemption, up 15.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $613.00 (+15.88%) Homeowner's exemption | $33,149 (-) Land $11,424 Building $21,725 | |
| 2024 | $529.00 (-11.69%) Homeowner's exemption | $33,149 (-) Land $11,424 Building $21,725 | |
| 2023 | $599.00 (+91.37%) Homeowner's exemption | $33,149 (+39.46%) Land $11,424 Building $21,725 | $94,710 Land $32,640 Building $62,070 |
| 2022 | $313.00 Homeowner's exemption | $23,769 Land $8,694 Building $15,075 | |
| 2020 | $67,910 Land $24,840 Building $43,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10969 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 21 (1979–2020) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10969 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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