10968 Swansfield Rd, Columbia, MD 21044 Property Records

Howard County property record for 10968 Swansfield Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,101 sqft · built 1971
Lot Size	0.294 acres (12,792 sqft)
Owner	2 Trust Names on File
Last Sale	$475,000 (Oct 2014)
Tax Bill	$10,378 (2026)
Deeds & Mortgages	Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-021004`

Property Details

APN / Parcel Number

Primary APN	`15-021004`
Alternative APN	`021004`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,101 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,792 sqft (0.294 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021004
Street Address	SHIELDED
City	COLUMBIA
State	MD
Zip	21044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 74 12,792 SQ' 00000 SHIELDED VIL HARPERS CH S4
Legal Subdivision	COLUMBIA VILLAGE OF HARPERS
Legal Lot Number	74
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1002
Census Tract	605502

Owner

10968 Swansfield Rd is held in a trust since October 2014.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6180 LLANFAIR DR, COLUMBIA, MD 21044-3829
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2014 · Amount on File
Deed Sale	Oct 10, 2014 · Amount on File
Prior Sale	Dec 4, 2001 · Amount on File
Deed Book / Page	15825 / 383
Prior Transfer Date	Apr 14, 2012
Prior Transfer Doc	0140300503
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Nov 7, 2025
Property Address	10968 SWANSFIELD RD, COLUMBIA, MD 21044-2726
Document Number	0229960347
Book / Page	22996 / 347
Map Reference	MB CMP 15 FO 55
Instrument Date	Oct 25, 2025
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6180 LLANFAIR DR, COLUMBIA, MD 21044-3829

Tax Assessment & Valuation

The 2026 property tax bill for 10968 Swansfield Rd was $10,378, up 5.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,378.00 (+5.88%)	$677,033 (+5.89%)	$714,700 (-) Land $290,000 Building $424,700
2025	$9,802.00 (+5.84%)	$639,367	$714,700 Land $290,000 Building $424,700
2024	$9,261.00
2023		$562,733	$601,700 Land $225,000 Building $376,700
2022	$5,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10968 Swansfield Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2014–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10968 Swansfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20