10968 Smith Rd, Litchfield, OH 44253 Property Records

Medina County property record for 10968 Smith Rd, Litchfield, OH 44253

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 2,226 sqft · built 2020
Lot Size	25 acres (1,089,436 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (May 2023)
Tax Bill	$8,411 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Feb 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-08B-05-003`

Property Details

APN / Parcel Number

Primary APN	`036-08B-05-003`
Alternative APN	`36-08B-05-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,226 sqft Total Area
1st Floor Area	4,452 sqft
Basement Area	2,226 sqft
Unfinished Basement	2,226 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Lot Area	1,089,436 sqft (25 acres)
Garage Area	3,584 sqft
Parking Spaces	12 Parking Spaces
Porch	Slab
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10968 SMITH RD
City	LITCHFIELD
State	OH
Zip	44253-9802
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SEC 5 LOT 4 N MID PT 25.0100 AC
Legal Lot Number	4
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1000
Census Tract	410000

Owner

10968 Smith Rd, an agricultural property, is owned by an individual who bought it in May 2023.

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10968 SMITH RD, LITCHFIELD, OH 44253-9802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Line of Credit THE FARMERS SAVINGS BANK
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS SAVINGS BANK
Jun 30, 2020	Grant Deed, Transfer NOT AVAILABLE
Jul 27, 2018	Grant Deed, Transfer · Line of Credit FARMERS SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	20236342
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0000016944
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	May 5, 2023
Property Address	10968 SMITH RD, LITCHFIELD, OH 44253-9802
Document Number	0000006342
Map Reference	VOL 1287 PG 683
Instrument Date	Apr 24, 2023
Instrument	2023OR006342
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	TRANSOHIO TITLE, TRANSFER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10968 SMITH RD, LITCHFIELD, OH 44253-9802

Mortgage

Document Number	0000006343
Date	May 5, 2023
Instrument	2023OR006343

Lender

Name	THE FARMERS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	10968 SMITH RD, LITCHFIELD, OH 44253-9802
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004580
Date	Feb 28, 2020
Instrument	2020OR004580

Lender

Name	THE FARMERS SAVINGS BANK
Type	Bank
Address	SPENCER, OH 44275

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MEDINA OH
Recording Date	Jun 30, 2020
Property Address	10968 SMITH RD, LITCHFIELD, OH 44253-9802
Document Number	0000014949
Instrument Date	Mar 27, 2020
Instrument	14949
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10968 SMITH RD SPENCER OH 44275, SPENCER, OH 44275

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MEDINA OH
Recording Date	Jul 27, 2018
Property Address	10968 SMITH RD, LITCHFIELD, OH 44253-9802
Document Number	0000016103
Instrument Date	Jul 24, 2018
Instrument	16103
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	TRIDENT TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3771 CLAY MOUNTAIN DR MEDINA OH 442568739, MEDINA, OH 44256-8739

Mortgage

Document Number	16104
Date	Jul 27, 2018
Instrument	16104

Lender

Name	FARMERS SVGS BK
Type	Federal Savings Bank
Address	SPENCER, OH 44275

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10968 Smith Rd was $8,411, up 10.6% from the year before.

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,411.00 (+10.64%)	$268,790 (+14.09%) Land $74,160 Building $194,630	$767,960 Land $211,880 Building $556,080
2024	$7,602.00 (+16.26%)	$235,600 (+10.62%) Land $72,800 Building $162,800
2023	$6,539.00 (-2.53%)	$212,980 (-) Land $72,800 Building $140,180
2022	$6,709.00	$212,980 Land $72,800 Building $140,180	$673,130 Land $208,000 Building $465,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10968 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10968 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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