10966 Natalie Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 10966 Natalie Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,778 sqft · built 2002
Lot Size	0.299 acres (13,037 sqft)
Owner	2 Individual Names on File
Last Sale	$186,500 (Nov 2016)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020343-1140`

Property Details

APN / Parcel Number

Primary APN	`020343-1140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,029 sqft
1st Floor Area	1,746 sqft
Upper Floors Area	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,037 sqft (0.299 acres)
Lot Dimensions	153 ft deep x 85 ft wide
View / Lot	Pond
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	251 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10966 NATALIE DR
City	JACKSONVILLE
State	FL
Zip	32218-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54-25 09-1S-26E .30 LOIS ESTATES UNIT 1 LOT 1
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	LOIS ESTATES UNIT 1
Legal Lot Number	1
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1000
Census Tract	10503

Owner

10966 Natalie Dr is owned and occupied by two individuals who bought it in November 2016.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10966 NATALIE DR, JACKSONVILLE, FL 32218-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2016 · Amount on File
Deed Sale	Nov 3, 2016 · Amount on File
Prior Sale	Jan 4, 2011 · Amount on File
Deed Document Number	2016252928
Deed Book / Page	17764 / 851
Prior Transfer Date	Apr 19, 2010
Prior Transfer Doc	0152171763
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10966 NATALIE DR, JACKSONVILLE, FL 32218-4538
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10966 NATALIE DR, JACKSONVILLE, FL 32218-4538

Mortgage

Document Number	0208130666
Date	Sep 19, 2023
Book Page	20813/666
Instrument	2023193057

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10966 NATALIE DR, JACKSONVILLE, FL 32218-4538
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10966 NATALIE DR, JACKSONVILLE, FL 32218-4538

Mortgage

Document Number	0200711024
Date	Dec 23, 2021
Book Page	20071/1024
Instrument	2021338159

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10966 Natalie Dr was $3,931 with a homeowner's exemption, up 8.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,782 (+2.58%)	$307,981 (+2.51%) Land $53,591 Building $254,390
2025	$3,931.00 (+8.26%) Homeowner's exemption	$242,515	$300,431 Land $52,000 Building $248,431
2024	$3,631.00 (+2.66%)
2023	$3,537.00 (+13.26%) Homeowner's exemption	$236,940 (+3.65%)	$299,707 (+4.04%) Land $50,000 Building $249,707
2022	$3,123.00 Homeowner's exemption	$228,588	$288,075 Land $50,000 Building $238,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10966 Natalie Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10966 Natalie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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