Hillsborough County property record for 10966 Keys Gate Dr, Riverview, FL 33579
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,532 sqft · built 2009 |
| Owner | Individual Name on Record |
| Last Sale | $253,000 (Jan 2023) |
| Tax Bill | $3,952 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0776819354 |
| Primary APN | 0776819354 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,532 sqft Heated Area |
| 1st Floor Area | 730 sqft |
| Upper Floors Area | 802 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0776819354 |
|---|---|
| Street Address | 10966 KEYS GATE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33579-4266 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | SUMMERFIELD VILLAGE 1 TRACT 2 PHASES 3 4 & 5 LOT 7 BLOCK 27 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 08 |
| Legal Subdivision | SUMMERFIELD VLGE 1 TRACT 2 PHS 3 4 & 5 |
| Legal Tract | 2 |
| Legal Block | 27 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13915 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 KINGS CT APT 135, 135, BRANDON, FL 33510-4336 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Feb 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE |
| Jan 23, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage HOMETOWN EQUITY MORTGAGE |
| Dec 28, 2022 | Intrafamily Transfer, Transfer NOT AVAILABLE, ALLIGATOR T&E LLC |
| Jun 29, 2018 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on Record |
| Deed Sale | Jan 23, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2022 |
| Deed Document Number | 2023027828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0000422244 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025422244 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0000066475 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024066475 |
| Name | ESSEX MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 23, 2023 |
| Property Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0000027828 |
| Map Reference | MB 107 PG 228-233 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 2023027828 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | ALLIGATOR T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,771.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Name | Verified Name |
|---|---|
| Address | 304 KINGS CT, BRANDON, FL 33510-4373 |
| Document Number | 0000027835 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023027835 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2033 |
| Document Number | 0000027830 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023027830 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LAKE FOREST, CA 92630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 28, 2022 |
| Property Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0000606269 |
| Map Reference | MB 107 PG 228-233 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2022606269 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Title Company | NOT AVAILABLE, ALLIGATOR T&E LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4025 N NOB HILL RD APT 510, 510, SUNRISE, FL 33351-5879 |
| Name | Verified Name |
|---|---|
| Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10966 KEYS GATE DR, RIVERVIEW, FL 33579-4266 |
| Document Number | 0259170263 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10966 KEYS GATE DR RIVERVIEW FL 335794266, RIVERVIEW, FL 33579-4266 |
| Document Number | 0259170263 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 025917/000263 |
| Instrument | 282392 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 15, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,952.00 (+437.69%) | $205,352 (+202.4%) Land $20,535 Building $184,817 | $205,352 (+8.61%) Land $20,535 Building $184,817 |
| 2023 | $735.00 (+1.1%) Homeowner's exemption | $67,908 (+3%) | $189,073 (+9.25%) Land $18,907 Building $170,166 |
| 2022 | $727.00 Homeowner's exemption | $65,930 | $173,060 Land $17,306 Building $155,754 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2004–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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