10965 Winter Crest Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 10965 Winter Crest Dr, Riverview, FL 33569

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,340 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$272,500 (Jul 2022)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0772851120`

Property Details

APN / Parcel Number

Primary APN	`0772851120`
Alternative APN	`U32302060J000002000040`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,340 sqft Heated Area
1st Floor Area	643 sqft
2nd Floor Area	1,286 sqft
Upper Floors Area	54 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	105 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0772851120
Street Address	10965 WINTER CREST DR
City	RIVERVIEW
State	FL
Zip	33569-2053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	RIVERCREST TOWNHOMES WEST PHASE 1 LOT 4 BLOCK 2
Legal Range	20E
Legal Township	30S
Legal Section	32
Legal Subdivision	RIVERCREST TOWNHOMES WEST PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	4
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1009
Census Tract	13924

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10965 WINTER CREST DR, RIVERVIEW, FL 33569-2053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Document Number	2022342727
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 11, 2022
Property Address	10965 WINTER CREST DR, RIVERVIEW, FL 33569-2053
Document Number	0000342727
Map Reference	MB 93 PG 12
Instrument Date	Jul 11, 2022
Instrument	2022342727
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10965 WINTER CREST DR, 10965, RIVERVIEW, FL 33569-2053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10965 WINTER CREST DR, RIVERVIEW, FL 33569-2053

Mortgage

Document Number	0000342728
Date	Jul 11, 2022
Instrument	2022342728

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 (+6.2%)	$179,286 (+3.87%) Land $17,883 Building $161,403	$179,286 (+3.87%) Land $17,883 Building $161,403
2023	$3,678.00 (+13.17%)	$172,605 (+26.88%) Land $17,220 Building $155,385	$172,605 (+26.88%) Land $17,220 Building $155,385
2022	$3,250.00	$136,036 Land $13,563 Building $122,473	$136,036 Land $13,563 Building $122,473

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20