10965 Reading Rd, Cincinnati, OH 45241 Property Records

Hamilton County property record for 10965 Reading Rd, Cincinnati, OH 45241

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 1,054 sqft · built 1949
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Last Sale	$106,500 (Nov 2017)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-0006-0047-00`

Property Details

APN / Parcel Number

Primary APN	`608-0006-0047-00`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,054 sqft
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1949
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	108 ft deep x 122 ft wide

Location & Zoning

Street Address	10965 READING RD
City	CINCINNATI
State	OH
Zip	45241-2507
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	READING RD 122.58 X 108.61 IRR PT LOT A SHAMROCK SUB PARS 47-83 CONS
Legal Subdivision	LOT A SHAMROCK SUB
Legal Lot Number	A
Jurisdiction	HAMILTON OH
Township / Civil Division	SHARONVILLE
Census Block Group	3
Census Block	3009
Census Tract	23002

Owner

Source: Hamilton County records · APN 608-0006-0047-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10965 READING RD, CINCINNATI, OH 45241-2507
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Feb 27, 2013 · Amount on Record
Deed Document Number	17-0107223
Record Updated	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 22, 2017
Property Address	10965 READING RD, CINCINNATI, OH 45241-2507
Document Number	0000007223
Instrument Date	Nov 20, 2017
Instrument	17-0107223
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$319.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10965 READING RD, CINCINNATI, OH 45241-2507

Mortgage

Document Number	0000007224
Date	Nov 22, 2017
Instrument	17-0107224

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Sharonville City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00 (+8.5%)	$32,190 (-) Land $16,212 Building $15,978
2024	$2,188.00 (+2.05%)	$32,190 (-) Land $16,212 Building $15,978
2023	$2,144.00 (-21.52%)	$32,190 (-13.64%) Land $16,212 Building $15,978	$91,970 (-13.64%) Land $46,320 Building $45,650
2022	$2,732.00	$37,276 Land $16,552 Building $20,724
2020			$106,500 Land $47,290 Building $59,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	21 (1979–2020)
Claims Outside the SFHA	8 of 21
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 343 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.